New York, NY vs Modesto, CA
Cost of living comparison · 2023 Census ACS data
Quick Summary
The headline difference between these two markets is housing: a typical home in Modesto runs $416,000 versus $752,000 in New York, a 45% gap that dominates most relocation math.
Median Home Value
$751,700
$415,600 ✓
Zillow Home Value
$812,534
$440,860
Median Gross Rent
$1,779/mo
$1,609/mo ✓
Owner Occupied %
32.8%
58.4%
Price-to-Rent Ratio
35.2x
21.5x
Median Household Income
$79,713 ✓
$77,899
Per Capita Income
$50,776
$34,656
Unemployment Rate
7.7%
7.3% ✓
Poverty Rate
17.4%
13.0%
Avg Commute (min)
44.8 min
31.0 min
Drove Alone %
21.9%
76.6%
Public Transit %
45.5%
1.1%
Work From Home %
15.0%
7.3%
State Income Tax
10.9%
13.3%
Total Sales Tax
8.5% ✓
8.7%
Property Tax Rate
1.7%
0.7%
Bachelor's Degree %
23.6%
13.8%
Median Age
38
35.4
Avg High Temp
62.6°F
75.9°F
Annual Precipitation
49.5"
12.3"
Annual Snowfall
29.8"
—
New York, NY 2 wins
- ✓Total Sales Tax
- ✓Median Household Income
Modesto, CA 3 wins
- ✓Median Home Value
- ✓Median Gross Rent
- ✓Unemployment Rate
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