Cost of Living in Cullman, AL
Population 18,894 · Alabama · Data vintage 2023
(100 = US avg)
Cullman offers a notably favorable income-to-housing ratio for its region. The typical home — $215,000 — costs less than 3.4 times median household income of $63,704, a threshold many coastal markets passed a decade ago. An unemployment rate of 2.8% points to a labor market well on the tight side of the national distribution.
Geographically, Cullman is about 35 miles south of Huntsville, the nearest large metro. Median home values run roughly 18% lower than Huntsville's $263,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Cullman
The median home value in Cullman is $215,200 — 29% below the national median of $305,000. Median rent runs $921/month, 30% lower than the national median of $1,314/month. The median household income of $63,704/year is 15% lower than the US median of $74,580. The local unemployment rate is 2.8%, below the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. The climate averages highs of 71.1°F and lows of 48.7°F. Overall, Cullman has a cost of living index of 70 versus the US average of 100, meaning it is 30% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 51 | 55 | 63 | 72 | 79 | 86 | 88 | 88 | 83 | 74 | 62 | 54 |
| Low °F | 31 | 34 | 40 | 47 | 55 | 64 | 68 | 67 | 60 | 48 | 38 | 34 |
| Precip" | 5.52 | 5.86 | 5.52 | 5.33 | 4.60 | 4.35 | 4.82 | 4.76 | 4.04 | 3.81 | 4.34 | 5.71 |
Frequently Asked Questions
What is the cost of living in Cullman, AL?
Cullman has a cost index of 70 (100 = national average). It is 30% below the national average.
What is average rent in Cullman, AL?
The median gross rent in Cullman is $921 per month based on 2023 Census data.
What is the average home price in Cullman?
The median home value in Cullman is $215,200 according to Zillow and Census data.
What is the median income in Cullman?
The median household income in Cullman is $63,704 per year (2023 ACS 5-year estimates).
What is the sales tax in Cullman, AL?
The combined state and local sales tax rate in Cullman is 9.2%. The Alabama state income tax top rate is 5.0%.
Is Cullman, AL affordable?
Yes, Cullman is generally considered affordable, with a cost of living index of 70 — about 30% below the US national average of 100.
What is the weather like in Cullman?
Cullman has average high temperatures of 71.1°F and average lows of 48.7°F. Annual precipitation is 58.7". Data from NOAA 1991–2020 Climate Normals.
Cullman at a Glance
- Population
- 18,894
- Median Income
- $63,704
- Home Value
- $215,200
- Median Rent
- $921/mo
- Unemployment
- 2.8%
- Avg High Temp
- 71.1°F
- Sales Tax
- 9.2%
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