Cost of Living in Gulf Shores, AL

Population 15,785 · Alabama · Data vintage 2023

114
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Gulf Shores a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $367,000. An unemployment rate of 2.6% points to a labor market well on the tight side of the national distribution.

Geographically, Gulf Shores is about 35 miles southeast of Mobile, the nearest large metro. Median home values run roughly 116% higher than Mobile's $170,000.

Cost Overview

Housing 120
Rent 104

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Gulf Shores

The median home value in Gulf Shores is $367,000 — 20% above the national median of $305,000. Median rent runs $1,363/month, 4% higher than the national median of $1,314/month. The median household income of $73,873/year is 1% lower than the US median of $74,580. The local unemployment rate is 2.6%, below the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. Overall, Gulf Shores has a cost of living index of 114 versus the US average of 100, meaning it is 14% more expensive.

🏠 Housing

Median Home Value
$367,000
20% above avg
Zillow Home Value
$446,187
Zillow ZHVI
Median Rent
$1,363/mo
4% above avg
Zillow Rent
$1,471/mo
Zillow ZORI
Price-to-Rent Ratio
22.4x
Favors renting
Property Tax Rate
0.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$688
2 BR
$857
3 BR
$1,132
4 BR
$1,309
Owner-occupied 66.8%
Renter-occupied 33.2%

💰 Estimated Monthly Budget

Rent median rent
$1,363
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,977/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.2 min
10% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.4%

Commute Mode

Drove alone
76.0%
Carpooled
5.4%
Walked
0.4%
Bicycle
0.1%
Work from home
16.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 9.2%
State rate 4.0%
Avg local rate 5.2%
Property Tax 0.4%

💼 Income & Employment

Median Household Income
$73,873
1% below avg
Per Capita Income
$44,451
Unemployment Rate
2.6%
45% below avg
Poverty Rate
11.4%
Labor Force Participation
59.5%

🎓 Education

Bachelor's degree+ 23.3%
Graduate degree 14.7%

👥 Demographics

Median Age 50.4
Male median age 51
Female median age 49.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
68%
Good air days/yr
90
Max AQI recorded
239
PM2.5 days
108
Ozone days

Frequently Asked Questions

What is the cost of living in Gulf Shores, AL?

Gulf Shores has a cost index of 114 (100 = national average). It is 14% above the national average.

What is average rent in Gulf Shores, AL?

The median gross rent in Gulf Shores is $1,363 per month based on 2023 Census data.

What is the average home price in Gulf Shores?

The median home value in Gulf Shores is $367,000 according to Zillow and Census data.

What is the median income in Gulf Shores?

The median household income in Gulf Shores is $73,873 per year (2023 ACS 5-year estimates).

What is the sales tax in Gulf Shores, AL?

The combined state and local sales tax rate in Gulf Shores is 9.2%. The Alabama state income tax top rate is 5.0%.

Is Gulf Shores, AL affordable?

Gulf Shores is above average in cost of living, with an index of 114 — about 14% higher than the national average.

Gulf Shores at a Glance

Population
15,785
Median Income
$73,873
Home Value
$367,000
Median Rent
$1,363/mo
Unemployment
2.6%
Sales Tax
9.2%
View all cities in Alabama →
🗺️ County data for Alabama

Explore county-level cost of living data

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