Cost of Living in Hoover, AL

Population 92,401 · Alabama · Data vintage 2023

120
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Hoover cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $391,000, rents near $1,404 a month.

Located 10 miles south of Birmingham, Hoover falls within that metro's commuting orbit. Median home values run roughly 182% higher than Birmingham's $139,000.

Cost Overview

Housing 128
Rent 107

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hoover

The median home value in Hoover is $391,300 — 28% above the national median of $305,000. Median rent runs $1,404/month, 7% higher than the national median of $1,314/month. The median household income of $107,822/year is 45% higher than the US median of $74,580. The local unemployment rate is 4.0%, below the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. Overall, Hoover has a cost of living index of 120 versus the US average of 100, meaning it is 20% more expensive.

🏠 Housing

Median Home Value
$391,300
28% above avg
Zillow Home Value
$428,874
Zillow ZHVI
Median Rent
$1,404/mo
7% above avg
Zillow Rent
$1,412/mo
Zillow ZORI
Price-to-Rent Ratio
23.2x
Favors renting
Property Tax Rate
0.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$688
2 BR
$857
3 BR
$1,132
4 BR
$1,309
Owner-occupied 71.2%
Renter-occupied 28.8%

💰 Estimated Monthly Budget

Rent median rent
$1,404
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,018/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.8 min
1% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.9%

Commute Mode

Drove alone
78.0%
Carpooled
6.6%
Public transit
0.0%
Walked
0.5%
Work from home
13.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 9.2%
State rate 4.0%
Avg local rate 5.2%
Property Tax 0.4%

💼 Income & Employment

Median Household Income
$107,822
45% above avg
Per Capita Income
$55,944
Unemployment Rate
4.0%
16% below avg
Poverty Rate
5.3%
Labor Force Participation
68.7%

🎓 Education

Bachelor's degree+ 34.9%
Graduate degree 25.9%

👥 Demographics

Median Age 38.3
Male median age 36.9
Female median age 39.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 61 — Moderate
20%
Good air days/yr
255
Max AQI recorded
312
PM2.5 days
53
Ozone days

Frequently Asked Questions

What is the cost of living in Hoover, AL?

Hoover has a cost index of 120 (100 = national average). It is 20% above the national average.

What is average rent in Hoover, AL?

The median gross rent in Hoover is $1,404 per month based on 2023 Census data.

What is the average home price in Hoover?

The median home value in Hoover is $391,300 according to Zillow and Census data.

What is the median income in Hoover?

The median household income in Hoover is $107,822 per year (2023 ACS 5-year estimates).

What is the sales tax in Hoover, AL?

The combined state and local sales tax rate in Hoover is 9.2%. The Alabama state income tax top rate is 5.0%.

Is Hoover, AL affordable?

Hoover is above average in cost of living, with an index of 120 — about 20% higher than the national average.

Hoover at a Glance

Population
92,401
Median Income
$107,822
Home Value
$391,300
Median Rent
$1,404/mo
Unemployment
4.0%
Sales Tax
9.2%
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Explore county-level cost of living data

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