Cost of Living in Talladega, AL

Population 15,041 · Alabama · Data vintage 2023

46
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Talladega's median household income of $46,820 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (23% here). At 12.5%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Talladega is about 40 miles east of Birmingham, the nearest large metro. Median home values run roughly 16% lower than Birmingham's $139,000.

Cost Overview

Housing 38
Rent 58

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Talladega

The median home value in Talladega is $116,600 — 62% below the national median of $305,000. Median rent runs $765/month, 42% lower than the national median of $1,314/month. The median household income of $46,820/year is 37% lower than the US median of $74,580. The local unemployment rate is 12.5%, above the national average of 4.8%. Alabama's top state income tax rate is 5.0% and the combined sales tax is 9.2%. Overall, Talladega has a cost of living index of 46 versus the US average of 100, meaning it is 54% less expensive.

🏠 Housing

Median Home Value
$116,600
62% below avg
Zillow Home Value
$138,612
Zillow ZHVI
Median Rent
$765/mo
42% below avg
Price-to-Rent Ratio
12.7x
Favors buying
Property Tax Rate
0.4%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$688
2 BR
$857
3 BR
$1,132
4 BR
$1,309
Owner-occupied 55.9%
Renter-occupied 44.1%

💰 Estimated Monthly Budget

Rent median rent
$765
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,379/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.2 min
10% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.1%

Commute Mode

Drove alone
80.2%
Carpooled
10.3%
Public transit
0.1%
Walked
1.9%
Bicycle
0.3%
Work from home
3.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 9.2%
State rate 4.0%
Avg local rate 5.2%
Property Tax 0.4%

💼 Income & Employment

Median Household Income
$46,820
37% below avg
Per Capita Income
$22,287
Unemployment Rate
12.5%
159% above avg
Poverty Rate
22.9%
Labor Force Participation
45.7%

🎓 Education

Bachelor's degree+ 8.2%
Graduate degree 5.7%

👥 Demographics

Median Age 40
Male median age 39.6
Female median age 40.7

Frequently Asked Questions

What is the cost of living in Talladega, AL?

Talladega has a cost index of 46 (100 = national average). It is 54% below the national average.

What is average rent in Talladega, AL?

The median gross rent in Talladega is $765 per month based on 2023 Census data.

What is the average home price in Talladega?

The median home value in Talladega is $116,600 according to Zillow and Census data.

What is the median income in Talladega?

The median household income in Talladega is $46,820 per year (2023 ACS 5-year estimates).

What is the sales tax in Talladega, AL?

The combined state and local sales tax rate in Talladega is 9.2%. The Alabama state income tax top rate is 5.0%.

Is Talladega, AL affordable?

Yes, Talladega is generally considered affordable, with a cost of living index of 46 — about 54% below the US national average of 100.

Talladega at a Glance

Population
15,041
Median Income
$46,820
Home Value
$116,600
Median Rent
$765/mo
Unemployment
12.5%
Sales Tax
9.2%
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Explore county-level cost of living data

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