Cost of Living in Alum Rock, CA

Population 11,619 · California · Data vintage 2023

247
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Alum Rock sits 189% above the national median — $880,000 for the typical home — but median household incomes near $111,976 (50% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

Alum Rock sits roughly 5 miles north of San Jose — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 26% lower than San Jose's $1.2 million.

Cost Overview

Housing 289
Rent 184

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Alum Rock

The median home value in Alum Rock is $880,000 — 189% above the national median of $305,000. Median rent runs $2,412/month, 84% higher than the national median of $1,314/month. The median household income of $111,976/year is 50% higher than the US median of $74,580. The local unemployment rate is 4.7%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Alum Rock has a cost of living index of 247 versus the US average of 100, meaning it is 147% more expensive.

🏠 Housing

Median Home Value
$880,000
189% above avg
Median Rent
$2,412/mo
84% above avg
Price-to-Rent Ratio
30.4x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 70.4%
Renter-occupied 29.6%

💰 Estimated Monthly Budget

Rent median rent
$2,412
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,026/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.5 min
20% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.1%

Commute Mode

Drove alone
79.2%
Carpooled
12.5%
Public transit
0.4%
Walked
0.8%
Work from home
6.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$111,976
50% above avg
Per Capita Income
$34,255
Unemployment Rate
4.7%
2% below avg
Poverty Rate
8.7%
Labor Force Participation
66.1%

🎓 Education

Bachelor's degree+ 13.8%
Graduate degree 6.0%

👥 Demographics

Median Age 40.3
Male median age 40.3
Female median age 40.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
65.8%
Good air days/yr
134
Max AQI recorded
179
PM2.5 days
184
Ozone days

Frequently Asked Questions

What is the cost of living in Alum Rock, CA?

Alum Rock has a cost index of 247 (100 = national average). It is 147% above the national average.

What is average rent in Alum Rock, CA?

The median gross rent in Alum Rock is $2,412 per month based on 2023 Census data.

What is the average home price in Alum Rock?

The median home value in Alum Rock is $880,000 according to 2023 Census ACS data.

What is the median income in Alum Rock?

The median household income in Alum Rock is $111,976 per year (2023 ACS 5-year estimates).

What is the sales tax in Alum Rock, CA?

The combined state and local sales tax rate in Alum Rock is 8.7%. The California state income tax top rate is 13.3%.

Is Alum Rock, CA affordable?

Alum Rock is above average in cost of living, with an index of 247 — about 147% higher than the national average.

Alum Rock at a Glance

Population
11,619
Median Income
$111,976
Home Value
$880,000
Median Rent
$2,412/mo
Unemployment
4.7%
Sales Tax
8.7%
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🗺️ County data for California

Explore county-level cost of living data

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