Cost of Living in Charter Oak, CA
Population 9,414 · California · Data vintage 2023
(100 = US avg)
Home prices in Charter Oak run well above the national baseline, with a median of $602,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $84,101 place the city among the better-paid California metros. At 7.9%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Charter Oak is part of the immediate West Covina metro area — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 15% lower than West Covina's $712,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Charter Oak
The median home value in Charter Oak is $601,900 — 97% above the national median of $305,000. Median rent runs $1,838/month, 40% higher than the national median of $1,314/month. The median household income of $84,101/year is 13% higher than the US median of $74,580. The local unemployment rate is 7.9%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Charter Oak has a cost of living index of 174 versus the US average of 100, meaning it is 74% more expensive.
Charter Oak has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Charter Oak, CA?
Charter Oak has a cost index of 174 (100 = national average). It is 74% above the national average.
What is average rent in Charter Oak, CA?
The median gross rent in Charter Oak is $1,838 per month based on 2023 Census data.
What is the average home price in Charter Oak?
The median home value in Charter Oak is $601,900 according to 2023 Census ACS data.
What is the median income in Charter Oak?
The median household income in Charter Oak is $84,101 per year (2023 ACS 5-year estimates).
What is the sales tax in Charter Oak, CA?
The combined state and local sales tax rate in Charter Oak is 8.7%. The California state income tax top rate is 13.3%.
Is Charter Oak, CA affordable?
Charter Oak is above average in cost of living, with an index of 174 — about 74% higher than the national average.
Charter Oak at a Glance
- Population
- 9,414
- Median Income
- $84,101
- Home Value
- $601,900
- Median Rent
- $1,838/mo
- Unemployment
- 7.9%
- Sales Tax
- 8.7%
Explore county-level cost of living data
California Rankings
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