Cost of Living in Cloverdale, CA

Population 8,933 · California · Data vintage 2023

159
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Cloverdale run well above the national baseline, with a median of $613,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $104,238 place the city among the better-paid California metros. An unemployment rate of 2.2% points to a labor market well on the tight side of the national distribution.

Cloverdale is about 30 miles northwest of Santa Rosa, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 10% lower than Santa Rosa's $685,000.

Cost Overview

Housing 201
Rent 95

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Cloverdale

The median home value in Cloverdale is $613,400 — 101% above the national median of $305,000. Median rent runs $1,245/month, 5% lower than the national median of $1,314/month. The median household income of $104,238/year is 40% higher than the US median of $74,580. The local unemployment rate is 2.2%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Cloverdale has a cost of living index of 159 versus the US average of 100, meaning it is 59% more expensive.

🏠 Housing

Median Home Value
$613,400
101% above avg
Zillow Home Value
$631,693
Zillow ZHVI
Median Rent
$1,245/mo
5% below avg
Zillow Rent
$2,500/mo
Zillow ZORI
Price-to-Rent Ratio
41.1x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 71.4%
Renter-occupied 28.6%

💰 Estimated Monthly Budget

Rent median rent
$1,245
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,859/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.1 min
0% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.9%

Commute Mode

Drove alone
77.7%
Carpooled
7.0%
Public transit
0.3%
Walked
3.6%
Work from home
10.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$104,238
40% above avg
Per Capita Income
$49,562
Unemployment Rate
2.2%
54% below avg
Poverty Rate
4.5%
Labor Force Participation
63.0%

🎓 Education

Bachelor's degree+ 17.0%
Graduate degree 9.9%

👥 Demographics

Median Age 42.9
Male median age 41.8
Female median age 46.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 33 — Good
88.5%
Good air days/yr
117
Max AQI recorded
127
PM2.5 days
236
Ozone days

Frequently Asked Questions

What is the cost of living in Cloverdale, CA?

Cloverdale has a cost index of 159 (100 = national average). It is 59% above the national average.

What is average rent in Cloverdale, CA?

The median gross rent in Cloverdale is $1,245 per month based on 2023 Census data.

What is the average home price in Cloverdale?

The median home value in Cloverdale is $613,400 according to Zillow and Census data.

What is the median income in Cloverdale?

The median household income in Cloverdale is $104,238 per year (2023 ACS 5-year estimates).

What is the sales tax in Cloverdale, CA?

The combined state and local sales tax rate in Cloverdale is 8.7%. The California state income tax top rate is 13.3%.

Is Cloverdale, CA affordable?

Cloverdale is above average in cost of living, with an index of 159 — about 59% higher than the national average.

Cloverdale at a Glance

Population
8,933
Median Income
$104,238
Home Value
$613,400
Median Rent
$1,245/mo
Unemployment
2.2%
Sales Tax
8.7%
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🗺️ County data for California

Explore county-level cost of living data

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