Cost of Living in Diamond Springs, CA

Population 12,642 · California · Data vintage 2023

131
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Diamond Springs a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $409,000.

Located 25 miles east of Roseville, Diamond Springs falls within that metro's commuting orbit. Median home values run roughly 35% lower than Roseville's $631,000.

Cost Overview

Housing 134
Rent 125

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Diamond Springs

The median home value in Diamond Springs is $409,000 — 34% above the national median of $305,000. Median rent runs $1,644/month, 25% higher than the national median of $1,314/month. The median household income of $83,288/year is 12% higher than the US median of $74,580. The local unemployment rate is 5.3%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Diamond Springs has a cost of living index of 131 versus the US average of 100, meaning it is 31% more expensive.

🏠 Housing

Median Home Value
$409,000
34% above avg
Zillow Home Value
$482,575
Zillow ZHVI
Median Rent
$1,644/mo
25% above avg
Price-to-Rent Ratio
20.7x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 68.3%
Renter-occupied 31.7%

💰 Estimated Monthly Budget

Rent median rent
$1,644
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,258/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.2 min
14% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.5%

Commute Mode

Drove alone
71.4%
Carpooled
10.2%
Public transit
0.3%
Walked
1.7%
Bicycle
1.8%
Work from home
12.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$83,288
12% above avg
Per Capita Income
$40,009
Unemployment Rate
5.3%
10% above avg
Poverty Rate
13.3%
Labor Force Participation
54.3%

🎓 Education

Bachelor's degree+ 19.8%
Graduate degree 6.2%

👥 Demographics

Median Age 43.3
Male median age 40.9
Female median age 49.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
71%
Good air days/yr
119
Max AQI recorded
11
PM2.5 days
349
Ozone days

Frequently Asked Questions

What is the cost of living in Diamond Springs, CA?

Diamond Springs has a cost index of 131 (100 = national average). It is 31% above the national average.

What is average rent in Diamond Springs, CA?

The median gross rent in Diamond Springs is $1,644 per month based on 2023 Census data.

What is the average home price in Diamond Springs?

The median home value in Diamond Springs is $409,000 according to Zillow and Census data.

What is the median income in Diamond Springs?

The median household income in Diamond Springs is $83,288 per year (2023 ACS 5-year estimates).

What is the sales tax in Diamond Springs, CA?

The combined state and local sales tax rate in Diamond Springs is 8.7%. The California state income tax top rate is 13.3%.

Is Diamond Springs, CA affordable?

Diamond Springs is above average in cost of living, with an index of 131 — about 31% higher than the national average.

Diamond Springs at a Glance

Population
12,642
Median Income
$83,288
Home Value
$409,000
Median Rent
$1,644/mo
Unemployment
5.3%
Sales Tax
8.7%
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🗺️ County data for California

Explore county-level cost of living data

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