Cost of Living in Hilmar-Irwin, CA

Population 6,317 · California · Data vintage 2023

135
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Hilmar-Irwin a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $421,000. Unemployment has stayed elevated relative to the national figure — 9.8% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Hilmar-Irwin sits roughly 20 miles southeast of Modesto. Housing prices track closely with Modesto's $416,000 median.

Cost Overview

Housing 138
Rent 129

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hilmar-Irwin

The median home value in Hilmar-Irwin is $420,600 — 38% above the national median of $305,000. Median rent runs $1,701/month, 29% higher than the national median of $1,314/month. The median household income of $76,492/year is 3% higher than the US median of $74,580. The local unemployment rate is 9.8%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. The climate averages highs of 75.8°F and lows of 43.5°F. Overall, Hilmar-Irwin has a cost of living index of 135 versus the US average of 100, meaning it is 35% more expensive.

🏠 Housing

Median Home Value
$420,600
38% above avg
Median Rent
$1,701/mo
29% above avg
Price-to-Rent Ratio
20.6x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 50.8%
Renter-occupied 49.3%

💰 Estimated Monthly Budget

Rent median rent
$1,701
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,315/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.8 min
8% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.9%

Commute Mode

Drove alone
84.8%
Carpooled
3.9%
Walked
0.3%
Work from home
9.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$76,492
3% above avg
Per Capita Income
$36,796
Unemployment Rate
9.8%
104% above avg
Poverty Rate
19.8%
Labor Force Participation
57.3%

🎓 Education

Bachelor's degree+ 7.3%
Graduate degree 2.5%

👥 Demographics

Median Age 36.2
Male median age 33.7
Female median age 38.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
75.8°F
Avg Low
43.5°F
Annual Precip
10.4"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 566267738290969490796556
Low °F 363740414550545250453834
Precip" 2.402.021.750.730.380.130.010.010.110.570.871.47

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
46.8%
Good air days/yr
129
Max AQI recorded
131
PM2.5 days
220
Ozone days

Frequently Asked Questions

What is the cost of living in Hilmar-Irwin, CA?

Hilmar-Irwin has a cost index of 135 (100 = national average). It is 35% above the national average.

What is average rent in Hilmar-Irwin, CA?

The median gross rent in Hilmar-Irwin is $1,701 per month based on 2023 Census data.

What is the average home price in Hilmar-Irwin?

The median home value in Hilmar-Irwin is $420,600 according to 2023 Census ACS data.

What is the median income in Hilmar-Irwin?

The median household income in Hilmar-Irwin is $76,492 per year (2023 ACS 5-year estimates).

What is the sales tax in Hilmar-Irwin, CA?

The combined state and local sales tax rate in Hilmar-Irwin is 8.7%. The California state income tax top rate is 13.3%.

Is Hilmar-Irwin, CA affordable?

Hilmar-Irwin is above average in cost of living, with an index of 135 — about 35% higher than the national average.

What is the weather like in Hilmar-Irwin?

Hilmar-Irwin has average high temperatures of 75.8°F and average lows of 43.5°F. Annual precipitation is 10.4". Data from NOAA 1991–2020 Climate Normals.

Hilmar-Irwin at a Glance

Population
6,317
Median Income
$76,492
Home Value
$420,600
Median Rent
$1,701/mo
Unemployment
9.8%
Avg High Temp
75.8°F
Sales Tax
8.7%
View all cities in California →
🗺️ County data for California

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs