Cost of Living in Indio, CA

Population 90,669 · California · Data vintage 2023

126
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Indio's cost indicators track within a reasonable band of national figures, with median household incomes near $78,709 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail.

Located 55 miles east of Temecula, Indio is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 34% lower than Temecula's $640,000.

Cost Overview

Housing 139
Rent 106

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Indio

The median home value in Indio is $424,700 — 39% above the national median of $305,000. Median rent runs $1,392/month, 6% higher than the national median of $1,314/month. The median household income of $78,709/year is 6% higher than the US median of $74,580. The local unemployment rate is 4.6%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. The climate averages highs of 88.7°F and lows of 56.3°F. Overall, Indio has a cost of living index of 126 versus the US average of 100, meaning it is 26% more expensive.

🏠 Housing

Median Home Value
$424,700
39% above avg
Zillow Home Value
$514,213
Zillow ZHVI
Median Rent
$1,392/mo
6% above avg
Zillow Rent
$2,587/mo
Zillow ZORI
Price-to-Rent Ratio
25.4x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 68.3%
Renter-occupied 31.7%

💰 Estimated Monthly Budget

Rent median rent
$1,392
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,006/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.2 min
10% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.0%

Commute Mode

Drove alone
79.7%
Carpooled
12.8%
Public transit
0.2%
Walked
0.6%
Bicycle
0.2%
Work from home
5.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$78,709
6% above avg
Per Capita Income
$35,231
Unemployment Rate
4.6%
4% below avg
Poverty Rate
11.6%
Labor Force Participation
59.7%

🎓 Education

Bachelor's degree+ 12.5%
Graduate degree 8.6%

👥 Demographics

Median Age 38.2
Male median age 38
Female median age 38.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
88.7°F
Avg Low
56.3°F
Annual Precip
3"
Annual Snowfall
0"
30° 50° 70° 90° 110° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 7174818795103107106102917969
Low °F 394349556369767568574538
Precip" 0.640.610.340.080.010.010.130.120.320.190.170.34

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 79 — Moderate
17%
Good air days/yr
660
Max AQI recorded
98
PM2.5 days
207
Ozone days

Frequently Asked Questions

What is the cost of living in Indio, CA?

Indio has a cost index of 126 (100 = national average). It is 26% above the national average.

What is average rent in Indio, CA?

The median gross rent in Indio is $1,392 per month based on 2023 Census data.

What is the average home price in Indio?

The median home value in Indio is $424,700 according to Zillow and Census data.

What is the median income in Indio?

The median household income in Indio is $78,709 per year (2023 ACS 5-year estimates).

What is the sales tax in Indio, CA?

The combined state and local sales tax rate in Indio is 8.7%. The California state income tax top rate is 13.3%.

Is Indio, CA affordable?

Indio is above average in cost of living, with an index of 126 — about 26% higher than the national average.

What is the weather like in Indio?

Indio has average high temperatures of 88.7°F and average lows of 56.3°F. Annual precipitation is 3". Data from NOAA 1991–2020 Climate Normals.

Indio at a Glance

Population
90,669
Median Income
$78,709
Home Value
$424,700
Median Rent
$1,392/mo
Unemployment
4.6%
Avg High Temp
88.7°F
Sales Tax
8.7%
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