Cost of Living in Lafayette, CA

Population 25,277 · California · Data vintage 2023

480
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing prices in Lafayette cluster toward the top of the US distribution — a median of $2 million, roughly 7 times the national figure, consistent with markets dominated by nonresident and vacation-home buyers.

Geographically, Lafayette sits roughly 9 miles southwest of Concord. Median home values run roughly 165% higher than Concord's $756,000.

Cost Overview

Housing 656
Rent 217

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lafayette

The median home value in Lafayette is $2,000,001 — 556% above the national median of $305,000. Median rent runs $2,855/month, 117% higher than the national median of $1,314/month. The median household income of $222,393/year is 198% higher than the US median of $74,580. The local unemployment rate is 4.9%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Lafayette has a cost of living index of 480 versus the US average of 100, meaning it is 380% more expensive.

🏠 Housing

Median Home Value
$2,000,001
556% above avg
Zillow Home Value
$1,880,001
Zillow ZHVI
Median Rent
$2,855/mo
117% above avg
Zillow Rent
$2,755/mo
Zillow ZORI
Price-to-Rent Ratio
58.4x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 77.3%
Renter-occupied 22.7%

💰 Estimated Monthly Budget

Rent median rent
$2,855
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,469/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.1 min
19% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
40.6%

Commute Mode

Drove alone
42.8%
Carpooled
2.6%
Public transit
10.4%
Walked
2.0%
Bicycle
0.7%
Work from home
40.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$222,393
198% above avg
Per Capita Income
$116,206
Unemployment Rate
4.9%
2% above avg
Poverty Rate
3.9%
Labor Force Participation
64.0%

🎓 Education

Bachelor's degree+ 39.0%
Graduate degree 38.0%

👥 Demographics

Median Age 45
Male median age 45.2
Female median age 44.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
47.4%
Good air days/yr
110
Max AQI recorded
270
PM2.5 days
94
Ozone days

Frequently Asked Questions

What is the cost of living in Lafayette, CA?

Lafayette has a cost index of 480 (100 = national average). It is 380% above the national average.

What is average rent in Lafayette, CA?

The median gross rent in Lafayette is $2,855 per month based on 2023 Census data.

What is the average home price in Lafayette?

The median home value in Lafayette is $2,000,001 according to Zillow and Census data.

What is the median income in Lafayette?

The median household income in Lafayette is $222,393 per year (2023 ACS 5-year estimates).

What is the sales tax in Lafayette, CA?

The combined state and local sales tax rate in Lafayette is 8.7%. The California state income tax top rate is 13.3%.

Is Lafayette, CA affordable?

Lafayette is above average in cost of living, with an index of 480 — about 380% higher than the national average.