Cost of Living in Lake Forest, CA

Population 85,846 · California · Data vintage 2023

252
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Lake Forest sits 187% above the national median — $876,000 for the typical home — but median household incomes near $131,378 (76% above the US figure) soften the blow that similar pricing creates in lower-wage metros.

Geographically, Lake Forest sits roughly 6 miles east of Irvine. Median home values run roughly 21% lower than Irvine's $1.1 million.

Cost Overview

Housing 287
Rent 199

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lake Forest

The median home value in Lake Forest is $876,300 — 187% above the national median of $305,000. Median rent runs $2,616/month, 99% higher than the national median of $1,314/month. The median household income of $131,378/year is 76% higher than the US median of $74,580. The local unemployment rate is 4.6%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Lake Forest has a cost of living index of 252 versus the US average of 100, meaning it is 152% more expensive.

🏠 Housing

Median Home Value
$876,300
187% above avg
Zillow Home Value
$1,182,052
Zillow ZHVI
Median Rent
$2,616/mo
99% above avg
Zillow Rent
$3,071/mo
Zillow ZORI
Price-to-Rent Ratio
27.9x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 70.7%
Renter-occupied 29.3%

💰 Estimated Monthly Budget

Rent median rent
$2,616
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,230/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.3 min
1% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
21.7%

Commute Mode

Drove alone
67.3%
Carpooled
7.5%
Public transit
1.0%
Walked
0.9%
Bicycle
0.5%
Work from home
21.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$131,378
76% above avg
Per Capita Income
$58,506
Unemployment Rate
4.6%
4% below avg
Poverty Rate
8.3%
Labor Force Participation
69.2%

🎓 Education

Bachelor's degree+ 32.3%
Graduate degree 17.8%

👥 Demographics

Median Age 40.4
Male median age 39.2
Female median age 42.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
43.8%
Good air days/yr
166
Max AQI recorded
204
PM2.5 days
142
Ozone days

Frequently Asked Questions

What is the cost of living in Lake Forest, CA?

Lake Forest has a cost index of 252 (100 = national average). It is 152% above the national average.

What is average rent in Lake Forest, CA?

The median gross rent in Lake Forest is $2,616 per month based on 2023 Census data.

What is the average home price in Lake Forest?

The median home value in Lake Forest is $876,300 according to Zillow and Census data.

What is the median income in Lake Forest?

The median household income in Lake Forest is $131,378 per year (2023 ACS 5-year estimates).

What is the sales tax in Lake Forest, CA?

The combined state and local sales tax rate in Lake Forest is 8.7%. The California state income tax top rate is 13.3%.

Is Lake Forest, CA affordable?

Lake Forest is above average in cost of living, with an index of 252 — about 152% higher than the national average.

Lake Forest at a Glance

Population
85,846
Median Income
$131,378
Home Value
$876,300
Median Rent
$2,616/mo
Unemployment
4.6%
Sales Tax
8.7%
View all cities in California →
🗺️ County data for California

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs