Cost of Living in Lake San Marcos, CA

Population 4,996 · California · Data vintage 2023

249
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Lake San Marcos's housing market reflects its status as a high-earning metro: $860,000 for a typical home, 182% above the US median, paired with household incomes around $100,676 that put it in the upper third of the state.

Located <5 miles east of Carlsbad, Lake San Marcos falls within that metro's commuting orbit. Median home values run roughly 26% lower than Carlsbad's $1.2 million.

Cost Overview

Housing 282
Rent 199

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lake San Marcos

The median home value in Lake San Marcos is $859,600 — 182% above the national median of $305,000. Median rent runs $2,615/month, 99% higher than the national median of $1,314/month. The median household income of $100,676/year is 35% higher than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Lake San Marcos has a cost of living index of 249 versus the US average of 100, meaning it is 149% more expensive.

🏠 Housing

Median Home Value
$859,600
182% above avg
Median Rent
$2,615/mo
99% above avg
Price-to-Rent Ratio
27.4x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 78.4%
Renter-occupied 21.6%

💰 Estimated Monthly Budget

Rent median rent
$2,615
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,229/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.3 min
10% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
21.0%

Commute Mode

Drove alone
73.5%
Carpooled
4.5%
Walked
0.6%
Work from home
21.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$100,676
35% above avg
Per Capita Income
$57,383
Unemployment Rate
3.4%
29% below avg
Poverty Rate
6.3%
Labor Force Participation
51.4%

🎓 Education

Bachelor's degree+ 22.8%
Graduate degree 12.8%

👥 Demographics

Median Age 60.1
Male median age 57.2
Female median age 63.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 67 — Moderate
16.7%
Good air days/yr
150
Max AQI recorded
151
PM2.5 days
185
Ozone days

Frequently Asked Questions

What is the cost of living in Lake San Marcos, CA?

Lake San Marcos has a cost index of 249 (100 = national average). It is 149% above the national average.

What is average rent in Lake San Marcos, CA?

The median gross rent in Lake San Marcos is $2,615 per month based on 2023 Census data.

What is the average home price in Lake San Marcos?

The median home value in Lake San Marcos is $859,600 according to 2023 Census ACS data.

What is the median income in Lake San Marcos?

The median household income in Lake San Marcos is $100,676 per year (2023 ACS 5-year estimates).

What is the sales tax in Lake San Marcos, CA?

The combined state and local sales tax rate in Lake San Marcos is 8.7%. The California state income tax top rate is 13.3%.

Is Lake San Marcos, CA affordable?

Lake San Marcos is above average in cost of living, with an index of 249 — about 149% higher than the national average.

Lake San Marcos at a Glance

Population
4,996
Median Income
$100,676
Home Value
$859,600
Median Rent
$2,615/mo
Unemployment
3.4%
Sales Tax
8.7%
View all cities in California →
🗺️ County data for California

Explore county-level cost of living data

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