Cost of Living in Lodi, CA

Population 67,008 · California · Data vintage 2023

140
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Lodi cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $469,000, rents near $1,565 a month. Unemployment has stayed elevated relative to the national figure — 9.0% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 10 miles north of Stockton, Lodi falls within that metro's commuting orbit. Median home values run roughly 14% higher than Stockton's $413,000.

Cost Overview

Housing 154
Rent 119

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lodi

The median home value in Lodi is $468,800 — 54% above the national median of $305,000. Median rent runs $1,565/month, 19% higher than the national median of $1,314/month. The median household income of $84,402/year is 13% higher than the US median of $74,580. The local unemployment rate is 9.0%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Lodi has a cost of living index of 140 versus the US average of 100, meaning it is 40% more expensive.

🏠 Housing

Median Home Value
$468,800
54% above avg
Zillow Home Value
$512,636
Zillow ZHVI
Median Rent
$1,565/mo
19% above avg
Zillow Rent
$1,993/mo
Zillow ZORI
Price-to-Rent Ratio
25.0x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 56.2%
Renter-occupied 43.8%

💰 Estimated Monthly Budget

Rent median rent
$1,565
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,179/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.6 min
5% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.2%

Commute Mode

Drove alone
75.8%
Carpooled
10.0%
Public transit
0.4%
Walked
2.0%
Bicycle
0.7%
Work from home
10.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$84,402
13% above avg
Per Capita Income
$37,676
Unemployment Rate
9.0%
87% above avg
Poverty Rate
13.5%
Labor Force Participation
63.8%

🎓 Education

Bachelor's degree+ 15.0%
Graduate degree 8.2%

👥 Demographics

Median Age 35.9
Male median age 33.6
Female median age 37.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
57%
Good air days/yr
119
Max AQI recorded
194
PM2.5 days
161
Ozone days

Frequently Asked Questions

What is the cost of living in Lodi, CA?

Lodi has a cost index of 140 (100 = national average). It is 40% above the national average.

What is average rent in Lodi, CA?

The median gross rent in Lodi is $1,565 per month based on 2023 Census data.

What is the average home price in Lodi?

The median home value in Lodi is $468,800 according to Zillow and Census data.

What is the median income in Lodi?

The median household income in Lodi is $84,402 per year (2023 ACS 5-year estimates).

What is the sales tax in Lodi, CA?

The combined state and local sales tax rate in Lodi is 8.7%. The California state income tax top rate is 13.3%.

Is Lodi, CA affordable?

Lodi is above average in cost of living, with an index of 140 — about 40% higher than the national average.

Lodi at a Glance

Population
67,008
Median Income
$84,402
Home Value
$468,800
Median Rent
$1,565/mo
Unemployment
9.0%
Sales Tax
8.7%
View all cities in California →
🗺️ County data for California

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs