Cost of Living in Lucerne, CA

Population 3,156 · California · Data vintage 2023

88
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Lucerne's median household income of $47,460 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (18% here). At 8.6%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 40 miles north of Santa Rosa, Lucerne falls within that metro's commuting orbit. Median home values run roughly 66% lower than Santa Rosa's $685,000.

Cost Overview

Housing 77
Rent 104

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lucerne

The median home value in Lucerne is $234,400 — 23% below the national median of $305,000. Median rent runs $1,368/month, 4% higher than the national median of $1,314/month. The median household income of $47,460/year is 36% lower than the US median of $74,580. The local unemployment rate is 8.6%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Lucerne has a cost of living index of 88 versus the US average of 100, meaning it is 12% less expensive.

🏠 Housing

Median Home Value
$234,400
23% below avg
Zillow Home Value
$232,040
Zillow ZHVI
Median Rent
$1,368/mo
4% above avg
Price-to-Rent Ratio
14.3x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 70.9%
Renter-occupied 29.1%

💰 Estimated Monthly Budget

Rent median rent
$1,368
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,982/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.1 min
23% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.7%

Commute Mode

Drove alone
64.8%
Carpooled
18.4%
Work from home
15.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$47,460
36% below avg
Per Capita Income
$24,273
Unemployment Rate
8.6%
78% above avg
Poverty Rate
17.5%
Labor Force Participation
52.3%

🎓 Education

Bachelor's degree+ 1.6%
Graduate degree 5.6%

👥 Demographics

Median Age 40.7
Male median age 39.1
Female median age 47

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 32 — Good
98.3%
Good air days/yr
67
Max AQI recorded
10
PM2.5 days
353
Ozone days

Frequently Asked Questions

What is the cost of living in Lucerne, CA?

Lucerne has a cost index of 88 (100 = national average). It is 12% below the national average.

What is average rent in Lucerne, CA?

The median gross rent in Lucerne is $1,368 per month based on 2023 Census data.

What is the average home price in Lucerne?

The median home value in Lucerne is $234,400 according to Zillow and Census data.

What is the median income in Lucerne?

The median household income in Lucerne is $47,460 per year (2023 ACS 5-year estimates).

What is the sales tax in Lucerne, CA?

The combined state and local sales tax rate in Lucerne is 8.7%. The California state income tax top rate is 13.3%.

Is Lucerne, CA affordable?

Yes, Lucerne is generally considered affordable, with a cost of living index of 88 — about 12% below the US national average of 100.

Lucerne at a Glance

Population
3,156
Median Income
$47,460
Home Value
$234,400
Median Rent
$1,368/mo
Unemployment
8.6%
Sales Tax
8.7%
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