Cost of Living in Napa, CA
Population 78,816 · California · Data vintage 2023
(100 = US avg)
Napa's housing market reflects its status as a high-earning metro: $825,000 for a typical home, 170% above the US median, paired with household incomes around $102,231 that put it in the upper third of the state.
Located 13 miles north of Vallejo, Napa falls within that metro's commuting orbit. Median home values run roughly 48% higher than Vallejo's $558,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Napa
The median home value in Napa is $824,500 — 170% above the national median of $305,000. Median rent runs $2,165/month, 65% higher than the national median of $1,314/month. The median household income of $102,231/year is 37% higher than the US median of $74,580. The local unemployment rate is 5.5%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. The climate averages highs of 69.9°F and lows of 45.6°F. Overall, Napa has a cost of living index of 228 versus the US average of 100, meaning it is 128% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 57 | 61 | 64 | 68 | 73 | 78 | 79 | 80 | 80 | 75 | 65 | 57 |
| Low °F | 38 | 40 | 42 | 44 | 48 | 52 | 55 | 54 | 51 | 46 | 40 | 38 |
| Precip" | 4.17 | 3.95 | 3.01 | 1.26 | 0.80 | 0.22 | 0.01 | 0.02 | 0.07 | 0.93 | 1.97 | 3.82 |
Frequently Asked Questions
What is the cost of living in Napa, CA?
Napa has a cost index of 228 (100 = national average). It is 128% above the national average.
What is average rent in Napa, CA?
The median gross rent in Napa is $2,165 per month based on 2023 Census data.
What is the average home price in Napa?
The median home value in Napa is $824,500 according to Zillow and Census data.
What is the median income in Napa?
The median household income in Napa is $102,231 per year (2023 ACS 5-year estimates).
What is the sales tax in Napa, CA?
The combined state and local sales tax rate in Napa is 8.7%. The California state income tax top rate is 13.3%.
Is Napa, CA affordable?
Napa is above average in cost of living, with an index of 228 — about 128% higher than the national average.
What is the weather like in Napa?
Napa has average high temperatures of 69.9°F and average lows of 45.6°F. Annual precipitation is 20.2". Data from NOAA 1991–2020 Climate Normals.
Napa at a Glance
- Population
- 78,816
- Median Income
- $102,231
- Home Value
- $824,500
- Median Rent
- $2,165/mo
- Unemployment
- 5.5%
- Avg High Temp
- 69.9°F
- Sales Tax
- 8.7%
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California Rankings
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