Cost of Living in Ripon, CA

Population 16,117 · California · Data vintage 2023

186
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Ripon run well above the national baseline, with a median of $666,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $120,061 place the city among the better-paid California metros. An unemployment rate of 2.9% points to a labor market well on the tight side of the national distribution.

Geographically, Ripon sits roughly 10 miles northwest of Modesto. Median home values run roughly 60% higher than Modesto's $416,000.

Cost Overview

Housing 218
Rent 137

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ripon

The median home value in Ripon is $666,400 — 118% above the national median of $305,000. Median rent runs $1,799/month, 37% higher than the national median of $1,314/month. The median household income of $120,061/year is 61% higher than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Ripon has a cost of living index of 186 versus the US average of 100, meaning it is 86% more expensive.

🏠 Housing

Median Home Value
$666,400
118% above avg
Zillow Home Value
$677,555
Zillow ZHVI
Median Rent
$1,799/mo
37% above avg
Zillow Rent
$2,231/mo
Zillow ZORI
Price-to-Rent Ratio
30.9x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 67.5%
Renter-occupied 32.5%

💰 Estimated Monthly Budget

Rent median rent
$1,799
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,413/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.6 min
6% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.1%

Commute Mode

Drove alone
81.9%
Carpooled
6.1%
Public transit
0.7%
Walked
0.3%
Bicycle
0.4%
Work from home
9.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$120,061
61% above avg
Per Capita Income
$52,891
Unemployment Rate
2.9%
40% below avg
Poverty Rate
3.5%
Labor Force Participation
64.2%

🎓 Education

Bachelor's degree+ 17.5%
Graduate degree 8.8%

👥 Demographics

Median Age 39.6
Male median age 37.7
Female median age 41

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
57%
Good air days/yr
119
Max AQI recorded
194
PM2.5 days
161
Ozone days

Frequently Asked Questions

What is the cost of living in Ripon, CA?

Ripon has a cost index of 186 (100 = national average). It is 86% above the national average.

What is average rent in Ripon, CA?

The median gross rent in Ripon is $1,799 per month based on 2023 Census data.

What is the average home price in Ripon?

The median home value in Ripon is $666,400 according to Zillow and Census data.

What is the median income in Ripon?

The median household income in Ripon is $120,061 per year (2023 ACS 5-year estimates).

What is the sales tax in Ripon, CA?

The combined state and local sales tax rate in Ripon is 8.7%. The California state income tax top rate is 13.3%.

Is Ripon, CA affordable?

Ripon is above average in cost of living, with an index of 186 — about 86% higher than the national average.

Ripon at a Glance

Population
16,117
Median Income
$120,061
Home Value
$666,400
Median Rent
$1,799/mo
Unemployment
2.9%
Sales Tax
8.7%
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🗺️ County data for California

Explore county-level cost of living data

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