Cost of Living in Santee, CA

Population 59,485 · California · Data vintage 2023

195
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Santee's housing market reflects its status as a high-earning metro: $653,000 for a typical home, 114% above the US median, paired with household incomes around $105,613 that put it in the upper third of the state.

Located <5 miles northwest of El Cajon, Santee falls within that metro's commuting orbit. Housing prices track closely with El Cajon's $633,000 median.

Cost Overview

Housing 214
Rent 167

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Santee

The median home value in Santee is $653,400 — 114% above the national median of $305,000. Median rent runs $2,197/month, 67% higher than the national median of $1,314/month. The median household income of $105,613/year is 42% higher than the US median of $74,580. The local unemployment rate is 5.0%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Santee has a cost of living index of 195 versus the US average of 100, meaning it is 95% more expensive.

🏠 Housing

Median Home Value
$653,400
114% above avg
Zillow Home Value
$790,981
Zillow ZHVI
Median Rent
$2,197/mo
67% above avg
Zillow Rent
$2,643/mo
Zillow ZORI
Price-to-Rent Ratio
24.8x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 72.0%
Renter-occupied 28.1%

💰 Estimated Monthly Budget

Rent median rent
$2,197
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,811/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.9 min
11% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.0%

Commute Mode

Drove alone
74.8%
Carpooled
5.8%
Public transit
1.2%
Walked
0.9%
Bicycle
0.1%
Work from home
15.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$105,613
42% above avg
Per Capita Income
$45,530
Unemployment Rate
5.0%
5% above avg
Poverty Rate
8.5%
Labor Force Participation
64.2%

🎓 Education

Bachelor's degree+ 22.9%
Graduate degree 10.0%

👥 Demographics

Median Age 39.5
Male median age 37.8
Female median age 41

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 67 — Moderate
16.7%
Good air days/yr
150
Max AQI recorded
151
PM2.5 days
185
Ozone days

Frequently Asked Questions

What is the cost of living in Santee, CA?

Santee has a cost index of 195 (100 = national average). It is 95% above the national average.

What is average rent in Santee, CA?

The median gross rent in Santee is $2,197 per month based on 2023 Census data.

What is the average home price in Santee?

The median home value in Santee is $653,400 according to Zillow and Census data.

What is the median income in Santee?

The median household income in Santee is $105,613 per year (2023 ACS 5-year estimates).

What is the sales tax in Santee, CA?

The combined state and local sales tax rate in Santee is 8.7%. The California state income tax top rate is 13.3%.

Is Santee, CA affordable?

Santee is above average in cost of living, with an index of 195 — about 95% higher than the national average.