Cost of Living in Spring Valley CDP (San Diego County), CA

Population 32,215 · California · Data vintage 2023

191
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Spring Valley CDP (San Diego County) sits 112% above the national median — $645,000 for the typical home — but median household incomes near $104,808 (41% above the US figure) soften the blow that similar pricing creates in lower-wage metros. At 9.4%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 5 miles south of El Cajon, Spring Valley CDP (San Diego County) falls within that metro's commuting orbit. Housing prices track closely with El Cajon's $633,000 median.

Cost Overview

Housing 212
Rent 161

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Spring Valley CDP (San Diego County)

The median home value in Spring Valley CDP (San Diego County) is $645,300 — 112% above the national median of $305,000. Median rent runs $2,114/month, 61% higher than the national median of $1,314/month. The median household income of $104,808/year is 41% higher than the US median of $74,580. The local unemployment rate is 9.4%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Spring Valley CDP (San Diego County) has a cost of living index of 191 versus the US average of 100, meaning it is 91% more expensive.

🏠 Housing

Median Home Value
$645,300
112% above avg
Median Rent
$2,114/mo
61% above avg
Price-to-Rent Ratio
25.4x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 62.4%
Renter-occupied 37.6%

💰 Estimated Monthly Budget

Rent median rent
$2,114
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,728/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.4 min
9% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.9%

Commute Mode

Drove alone
77.3%
Carpooled
8.7%
Public transit
1.9%
Walked
0.4%
Bicycle
0.7%
Work from home
9.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$104,808
41% above avg
Per Capita Income
$40,074
Unemployment Rate
9.4%
95% above avg
Poverty Rate
12.0%
Labor Force Participation
68.5%

🎓 Education

Bachelor's degree+ 20.1%
Graduate degree 10.3%

👥 Demographics

Median Age 36.6
Male median age 37.3
Female median age 35.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 67 — Moderate
16.7%
Good air days/yr
150
Max AQI recorded
151
PM2.5 days
185
Ozone days

Frequently Asked Questions

What is the cost of living in Spring Valley CDP (San Diego County), CA?

Spring Valley CDP (San Diego County) has a cost index of 191 (100 = national average). It is 91% above the national average.

What is average rent in Spring Valley CDP (San Diego County), CA?

The median gross rent in Spring Valley CDP (San Diego County) is $2,114 per month based on 2023 Census data.

What is the average home price in Spring Valley CDP (San Diego County)?

The median home value in Spring Valley CDP (San Diego County) is $645,300 according to 2023 Census ACS data.

What is the median income in Spring Valley CDP (San Diego County)?

The median household income in Spring Valley CDP (San Diego County) is $104,808 per year (2023 ACS 5-year estimates).

What is the sales tax in Spring Valley CDP (San Diego County), CA?

The combined state and local sales tax rate in Spring Valley CDP (San Diego County) is 8.7%. The California state income tax top rate is 13.3%.

Is Spring Valley CDP (San Diego County), CA affordable?

Spring Valley CDP (San Diego County) is above average in cost of living, with an index of 191 — about 91% higher than the national average.

Spring Valley CDP (San Diego County) at a Glance

Population
32,215
Median Income
$104,808
Home Value
$645,300
Median Rent
$2,114/mo
Unemployment
9.4%
Sales Tax
8.7%
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🗺️ County data for California

Explore county-level cost of living data

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