Cost of Living in Stockton, CA

Population 320,470 · California · Data vintage 2023

127
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Stockton lands reasonably close to national benchmarks on most cost indicators, with a median home value of $413,000 — 35% above the US figure. That makes it a useful reference point for comparing with more extreme markets in California. Unemployment has stayed elevated relative to the national figure — 8.0% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Cost Overview

Housing 135
Rent 114

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Stockton

The median home value in Stockton is $412,900 — 35% above the national median of $305,000. Median rent runs $1,495/month, 14% higher than the national median of $1,314/month. The median household income of $76,851/year is 3% higher than the US median of $74,580. The local unemployment rate is 8.0%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. Overall, Stockton has a cost of living index of 127 versus the US average of 100, meaning it is 27% more expensive.

🏠 Housing

Median Home Value
$412,900
35% above avg
Zillow Home Value
$426,137
Zillow ZHVI
Median Rent
$1,495/mo
14% above avg
Zillow Rent
$2,010/mo
Zillow ZORI
Price-to-Rent Ratio
23.0x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 53.2%
Renter-occupied 46.8%

💰 Estimated Monthly Budget

Rent median rent
$1,495
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,109/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.8 min
25% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.8%

Commute Mode

Drove alone
76.7%
Carpooled
13.3%
Public transit
1.2%
Walked
1.1%
Bicycle
0.2%
Work from home
6.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$76,851
3% above avg
Per Capita Income
$31,279
Unemployment Rate
8.0%
66% above avg
Poverty Rate
15.4%
Labor Force Participation
61.1%

🎓 Education

Bachelor's degree+ 13.0%
Graduate degree 6.1%

👥 Demographics

Median Age 33.7
Male median age 32.7
Female median age 34.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
57%
Good air days/yr
119
Max AQI recorded
194
PM2.5 days
161
Ozone days

Frequently Asked Questions

What is the cost of living in Stockton, CA?

Stockton has a cost index of 127 (100 = national average). It is 27% above the national average.

What is average rent in Stockton, CA?

The median gross rent in Stockton is $1,495 per month based on 2023 Census data.

What is the average home price in Stockton?

The median home value in Stockton is $412,900 according to Zillow and Census data.

What is the median income in Stockton?

The median household income in Stockton is $76,851 per year (2023 ACS 5-year estimates).

What is the sales tax in Stockton, CA?

The combined state and local sales tax rate in Stockton is 8.7%. The California state income tax top rate is 13.3%.

Is Stockton, CA affordable?

Stockton is above average in cost of living, with an index of 127 — about 27% higher than the national average.