Cost of Living in Thermalito, CA
Population 6,645 · California · Data vintage 2023
(100 = US avg)
Thermalito is a smaller California community of around 7000 residents, where median household incomes of $53,814 and housing costs ($257,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. At 6.8%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Thermalito sits roughly 20 miles southeast of Chico — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 43% lower than Chico's $455,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Thermalito
The median home value in Thermalito is $257,400 — 16% below the national median of $305,000. Median rent runs $1,104/month, 16% lower than the national median of $1,314/month. The median household income of $53,814/year is 28% lower than the US median of $74,580. The local unemployment rate is 6.8%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. The climate averages highs of 75.0°F and lows of 51.3°F. Overall, Thermalito has a cost of living index of 84 versus the US average of 100, meaning it is 16% less expensive.
Thermalito has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 55 | 61 | 66 | 72 | 81 | 90 | 96 | 94 | 89 | 78 | 64 | 55 |
| Low °F | 40 | 42 | 45 | 49 | 55 | 61 | 65 | 64 | 59 | 52 | 44 | 40 |
| Precip" | 5.20 | 4.79 | 3.33 | 1.80 | 1.05 | 0.32 | 0.04 | 0.04 | 0.16 | 1.44 | 2.87 | 4.63 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Thermalito, CA?
Thermalito has a cost index of 84 (100 = national average). It is 16% below the national average.
What is average rent in Thermalito, CA?
The median gross rent in Thermalito is $1,104 per month based on 2023 Census data.
What is the average home price in Thermalito?
The median home value in Thermalito is $257,400 according to 2023 Census ACS data.
What is the median income in Thermalito?
The median household income in Thermalito is $53,814 per year (2023 ACS 5-year estimates).
What is the sales tax in Thermalito, CA?
The combined state and local sales tax rate in Thermalito is 8.7%. The California state income tax top rate is 13.3%.
Is Thermalito, CA affordable?
Yes, Thermalito is generally considered affordable, with a cost of living index of 84 — about 16% below the US national average of 100.
What is the weather like in Thermalito?
Thermalito has average high temperatures of 75.0°F and average lows of 51.3°F. Annual precipitation is 25.7". Data from NOAA 1991–2020 Climate Normals.
Thermalito at a Glance
- Population
- 6,645
- Median Income
- $53,814
- Home Value
- $257,400
- Median Rent
- $1,104/mo
- Unemployment
- 6.8%
- Avg High Temp
- 75.0°F
- Sales Tax
- 8.7%
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California Rankings
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