Cost of Living in Union City, CA

Population 68,141 · California · Data vintage 2023

291
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Union City's housing market reflects its status as a high-earning metro: $1.1 million for a typical home, 247% above the US median, paired with household incomes around $137,194 that put it in the upper third of the state.

Union City sits roughly 5 miles east of Hayward — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 29% higher than Hayward's $821,000.

Cost Overview

Housing 347
Rent 206

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Union City

The median home value in Union City is $1,058,200 — 247% above the national median of $305,000. Median rent runs $2,713/month, 106% higher than the national median of $1,314/month. The median household income of $137,194/year is 84% higher than the US median of $74,580. The local unemployment rate is 5.0%, above the national average of 4.8%. California's top state income tax rate is 13.3% and the combined sales tax is 8.7%. The climate averages highs of 68.5°F and lows of 50.8°F. Overall, Union City has a cost of living index of 291 versus the US average of 100, meaning it is 191% more expensive.

🏠 Housing

Median Home Value
$1,058,200
247% above avg
Zillow Home Value
$1,247,205
Zillow ZHVI
Median Rent
$2,713/mo
106% above avg
Zillow Rent
$2,562/mo
Zillow ZORI
Price-to-Rent Ratio
32.5x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,195
1 BR
$1,241
2 BR
$1,544
3 BR
$2,163
4 BR
$2,556
Owner-occupied 67.0%
Renter-occupied 33.0%

💰 Estimated Monthly Budget

Rent median rent
$2,713
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,327/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.3 min
34% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.7%

Commute Mode

Drove alone
61.5%
Carpooled
12.5%
Public transit
5.1%
Walked
0.8%
Bicycle
0.3%
Work from home
17.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 13.3%
Total Sales Tax 8.7%
State rate 7.3%
Avg local rate 1.4%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$137,194
84% above avg
Per Capita Income
$56,020
Unemployment Rate
5.0%
3% above avg
Poverty Rate
7.0%
Labor Force Participation
65.9%

🎓 Education

Bachelor's degree+ 27.7%
Graduate degree 17.6%

👥 Demographics

Median Age 42.1
Male median age 40.1
Female median age 43.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
68.5°F
Avg Low
50.8°F
Annual Precip
16"
40° 50° 60° 70° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 596264676974757677746559
Low °F 434547505255575858544743
Precip" 2.913.112.351.200.580.150.000.100.080.811.513.20

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 48 — Good
54%
Good air days/yr
130
Max AQI recorded
219
PM2.5 days
129
Ozone days

Frequently Asked Questions

What is the cost of living in Union City, CA?

Union City has a cost index of 291 (100 = national average). It is 191% above the national average.

What is average rent in Union City, CA?

The median gross rent in Union City is $2,713 per month based on 2023 Census data.

What is the average home price in Union City?

The median home value in Union City is $1,058,200 according to Zillow and Census data.

What is the median income in Union City?

The median household income in Union City is $137,194 per year (2023 ACS 5-year estimates).

What is the sales tax in Union City, CA?

The combined state and local sales tax rate in Union City is 8.7%. The California state income tax top rate is 13.3%.

Is Union City, CA affordable?

Union City is above average in cost of living, with an index of 291 — about 191% higher than the national average.

What is the weather like in Union City?

Union City has average high temperatures of 68.5°F and average lows of 50.8°F. Annual precipitation is 16". Data from NOAA 1991–2020 Climate Normals.

Union City at a Glance

Population
68,141
Median Income
$137,194
Home Value
$1,058,200
Median Rent
$2,713/mo
Unemployment
5.0%
Avg High Temp
68.5°F
Sales Tax
8.7%
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