Cost of Living in Florence, CO

Population 3,870 · Colorado · Data vintage 2023

66
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Florence is a smaller Colorado community of around 4000 residents, where median household incomes of $57,239 and housing costs ($228,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. An unemployment rate of 1.8% points to a labor market well on the tight side of the national distribution.

Located 30 miles west of Pueblo, Florence falls within that metro's commuting orbit. Housing prices track closely with Pueblo's $231,000 median.

Cost Overview

Housing 75
Rent 53

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Florence

The median home value in Florence is $228,300 — 25% below the national median of $305,000. Median rent runs $694/month, 47% lower than the national median of $1,314/month. The median household income of $57,239/year is 23% lower than the US median of $74,580. The local unemployment rate is 1.8%, below the national average of 4.8%. Colorado's top state income tax rate is 4.4% and the combined sales tax is 7.8%. Overall, Florence has a cost of living index of 66 versus the US average of 100, meaning it is 34% less expensive.

🏠 Housing

Median Home Value
$228,300
25% below avg
Zillow Home Value
$1,575,986
Zillow ZHVI
Median Rent
$694/mo
47% below avg
Price-to-Rent Ratio
27.4x
Favors renting
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$884
1 BR
$960
2 BR
$1,251
3 BR
$1,611
4 BR
$2,004
Owner-occupied 68.4%
Renter-occupied 31.6%

💰 Estimated Monthly Budget

Rent median rent
$694
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,308/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.0 min
11% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.4%

Commute Mode

Drove alone
82.0%
Carpooled
4.5%
Walked
1.1%
Bicycle
4.0%
Work from home
8.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.4%
Total Sales Tax 7.8%
State rate 2.9%
Avg local rate 4.9%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$57,239
23% below avg
Per Capita Income
$31,195
Unemployment Rate
1.8%
62% below avg
Poverty Rate
15.0%
Labor Force Participation
63.5%

🎓 Education

Bachelor's degree+ 13.2%
Graduate degree 6.5%

👥 Demographics

Median Age 43.3
Male median age 43.3
Female median age 43.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 12 — Good
99.4%
Good air days/yr
71
Max AQI recorded
0
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in Florence, CO?

Florence has a cost index of 66 (100 = national average). It is 34% below the national average.

What is average rent in Florence, CO?

The median gross rent in Florence is $694 per month based on 2023 Census data.

What is the average home price in Florence?

The median home value in Florence is $228,300 according to Zillow and Census data.

What is the median income in Florence?

The median household income in Florence is $57,239 per year (2023 ACS 5-year estimates).

What is the sales tax in Florence, CO?

The combined state and local sales tax rate in Florence is 7.8%. The Colorado state income tax top rate is 4.4%.

Is Florence, CO affordable?

Yes, Florence is generally considered affordable, with a cost of living index of 66 — about 34% below the US national average of 100.

Florence at a Glance

Population
3,870
Median Income
$57,239
Home Value
$228,300
Median Rent
$694/mo
Unemployment
1.8%
Sales Tax
7.8%
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