Cost of Living in Fort Lupton, CO

Population 8,494 · Colorado · Data vintage 2023

113
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Fort Lupton sits on the smaller end of the Colorado city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Unemployment has stayed elevated relative to the national figure — 7.4% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 13 miles northeast of Thornton, Fort Lupton falls within that metro's commuting orbit. Median home values run roughly 23% lower than Thornton's $482,000.

Cost Overview

Housing 122
Rent 99

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Fort Lupton

The median home value in Fort Lupton is $372,400 — 22% above the national median of $305,000. Median rent runs $1,296/month, 1% lower than the national median of $1,314/month. The median household income of $64,850/year is 13% lower than the US median of $74,580. The local unemployment rate is 7.4%, above the national average of 4.8%. Colorado's top state income tax rate is 4.4% and the combined sales tax is 7.8%. Overall, Fort Lupton has a cost of living index of 113 versus the US average of 100, meaning it is 13% more expensive.

🏠 Housing

Median Home Value
$372,400
22% above avg
Zillow Home Value
$466,242
Zillow ZHVI
Median Rent
$1,296/mo
1% below avg
Price-to-Rent Ratio
23.9x
Favors renting
Property Tax Rate
0.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$884
1 BR
$960
2 BR
$1,251
3 BR
$1,611
4 BR
$2,004
Owner-occupied 63.9%
Renter-occupied 36.1%

💰 Estimated Monthly Budget

Rent median rent
$1,296
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,910/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.8 min
29% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.5%

Commute Mode

Drove alone
74.1%
Carpooled
13.1%
Public transit
0.0%
Walked
3.8%
Work from home
7.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.4%
Total Sales Tax 7.8%
State rate 2.9%
Avg local rate 4.9%
Property Tax 0.6%

💼 Income & Employment

Median Household Income
$64,850
13% below avg
Per Capita Income
$28,586
Unemployment Rate
7.4%
54% above avg
Poverty Rate
14.7%
Labor Force Participation
69.1%

🎓 Education

Bachelor's degree+ 10.0%
Graduate degree 2.9%

👥 Demographics

Median Age 34.3
Male median age 33.9
Female median age 34.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 55 — Moderate
40%
Good air days/yr
162
Max AQI recorded
102
PM2.5 days
263
Ozone days

Frequently Asked Questions

What is the cost of living in Fort Lupton, CO?

Fort Lupton has a cost index of 113 (100 = national average). It is 13% above the national average.

What is average rent in Fort Lupton, CO?

The median gross rent in Fort Lupton is $1,296 per month based on 2023 Census data.

What is the average home price in Fort Lupton?

The median home value in Fort Lupton is $372,400 according to Zillow and Census data.

What is the median income in Fort Lupton?

The median household income in Fort Lupton is $64,850 per year (2023 ACS 5-year estimates).

What is the sales tax in Fort Lupton, CO?

The combined state and local sales tax rate in Fort Lupton is 7.8%. The Colorado state income tax top rate is 4.4%.

Is Fort Lupton, CO affordable?

Fort Lupton is above average in cost of living, with an index of 113 — about 13% higher than the national average.

Fort Lupton at a Glance

Population
8,494
Median Income
$64,850
Home Value
$372,400
Median Rent
$1,296/mo
Unemployment
7.4%
Sales Tax
7.8%
View all cities in Colorado →
🗺️ County data for Colorado

Explore county-level cost of living data

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