Cost of Living in Gypsum, CO
Population 8,481 · Colorado · Data vintage 2023
(100 = US avg)
Home prices in Gypsum run well above the national baseline, with a median of $554,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $124,534 place the city among the better-paid Colorado metros. An unemployment rate of 0.8% points to a labor market well on the tight side of the national distribution.
Gypsum lies roughly 95 miles west of the nearest major metro, Boulder — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 44% lower than Boulder's $983,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Gypsum
The median home value in Gypsum is $553,600 — 82% above the national median of $305,000. Median rent runs $2,198/month, 67% higher than the national median of $1,314/month. The median household income of $124,534/year is 67% higher than the US median of $74,580. The local unemployment rate is 0.8%, below the national average of 4.8%. Colorado's top state income tax rate is 4.4% and the combined sales tax is 7.8%. Overall, Gypsum has a cost of living index of 176 versus the US average of 100, meaning it is 76% more expensive.
Gypsum has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
Frequently Asked Questions
What is the cost of living in Gypsum, CO?
Gypsum has a cost index of 176 (100 = national average). It is 76% above the national average.
What is average rent in Gypsum, CO?
The median gross rent in Gypsum is $2,198 per month based on 2023 Census data.
What is the average home price in Gypsum?
The median home value in Gypsum is $553,600 according to Zillow and Census data.
What is the median income in Gypsum?
The median household income in Gypsum is $124,534 per year (2023 ACS 5-year estimates).
What is the sales tax in Gypsum, CO?
The combined state and local sales tax rate in Gypsum is 7.8%. The Colorado state income tax top rate is 4.4%.
Is Gypsum, CO affordable?
Gypsum is above average in cost of living, with an index of 176 — about 76% higher than the national average.
Gypsum at a Glance
- Population
- 8,481
- Median Income
- $124,534
- Home Value
- $553,600
- Median Rent
- $2,198/mo
- Unemployment
- 0.8%
- Sales Tax
- 7.8%
Nearby Cities
Explore county-level cost of living data
Colorado Rankings
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