Cost of Living in Lone Tree, CO
Population 14,136 · Colorado · Data vintage 2023
(100 = US avg)
Housing in Lone Tree sits 169% above the national median — $820,000 for the typical home — but median household incomes near $125,699 (69% above the US figure) soften the blow that similar pricing creates in lower-wage metros. The labor market has been unusually tight, with unemployment around 2.9% — below most comparable cities in the state.
Lone Tree is part of the immediate Centennial metro area — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 31% higher than Centennial's $627,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Lone Tree
The median home value in Lone Tree is $819,800 — 169% above the national median of $305,000. Median rent runs $2,030/month, 54% higher than the national median of $1,314/month. The median household income of $125,699/year is 69% higher than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. Colorado's top state income tax rate is 4.4% and the combined sales tax is 7.8%. Overall, Lone Tree has a cost of living index of 223 versus the US average of 100, meaning it is 123% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Lone Tree, CO?
Lone Tree has a cost index of 223 (100 = national average). It is 123% above the national average.
What is average rent in Lone Tree, CO?
The median gross rent in Lone Tree is $2,030 per month based on 2023 Census data.
What is the average home price in Lone Tree?
The median home value in Lone Tree is $819,800 according to Zillow and Census data.
What is the median income in Lone Tree?
The median household income in Lone Tree is $125,699 per year (2023 ACS 5-year estimates).
What is the sales tax in Lone Tree, CO?
The combined state and local sales tax rate in Lone Tree is 7.8%. The Colorado state income tax top rate is 4.4%.
Is Lone Tree, CO affordable?
Lone Tree is above average in cost of living, with an index of 223 — about 123% higher than the national average.
Lone Tree at a Glance
- Population
- 14,136
- Median Income
- $125,699
- Home Value
- $819,800
- Median Rent
- $2,030/mo
- Unemployment
- 2.9%
- Sales Tax
- 7.8%
Nearby Cities
Explore county-level cost of living data
Colorado Rankings
Similar Cost Cities
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