Cost of Living in Fairfield, CT

Population 62,508 · Connecticut · Data vintage 2023

212
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Fairfield sits 142% above the national median — $738,000 for the typical home — but median household incomes near $168,391 (126% above the US figure) soften the blow that similar pricing creates in lower-wage metros. Unemployment has stayed elevated relative to the national figure — 6.0% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Fairfield is part of the immediate Bridgeport metro area. Median home values run roughly 192% higher than Bridgeport's $252,000.

Cost Overview

Housing 242
Rent 167

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Fairfield

The median home value in Fairfield is $738,000 — 142% above the national median of $305,000. Median rent runs $2,194/month, 67% higher than the national median of $1,314/month. The median household income of $168,391/year is 126% higher than the US median of $74,580. The local unemployment rate is 6.0%, above the national average of 4.8%. Connecticut's top state income tax rate is 7.0% and the combined sales tax is 6.3%. The climate averages highs of 61.1°F and lows of 45.7°F, with about 33.6" of annual snowfall. Overall, Fairfield has a cost of living index of 212 versus the US average of 100, meaning it is 112% more expensive.

🏠 Housing

Median Home Value
$738,000
142% above avg
Median Rent
$2,194/mo
67% above avg
Price-to-Rent Ratio
28.0x
Favors renting
Property Tax Rate
2.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,349
1 BR
$1,572
2 BR
$1,967
3 BR
$2,439
4 BR
$2,838
Owner-occupied 82.8%
Renter-occupied 17.1%

💰 Estimated Monthly Budget

Rent median rent
$2,194
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,808/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.3 min
27% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
25.1%

Commute Mode

Drove alone
57.3%
Carpooled
4.7%
Public transit
9.0%
Walked
2.6%
Bicycle
0.1%
Work from home
25.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 2.1%

💼 Income & Employment

Median Household Income
$168,391
126% above avg
Per Capita Income
$83,636
Unemployment Rate
6.0%
25% above avg
Poverty Rate
4.7%
Labor Force Participation
50.8%

🎓 Education

Bachelor's degree+ 39.3%
Graduate degree 32.1%

👥 Demographics

Median Age 41
Male median age 40
Female median age 41.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.1°F
Avg Low
45.7°F
Annual Precip
44.1"
Annual Snowfall
33.6"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 384147586878838275645444
Low °F 242632425262686760483830
Precip" 3.183.124.094.163.583.773.323.983.963.843.113.98
Snow" 8.510.77.00.90.00.00.00.00.00.10.95.5

Frequently Asked Questions

What is the cost of living in Fairfield, CT?

Fairfield has a cost index of 212 (100 = national average). It is 112% above the national average.

What is average rent in Fairfield, CT?

The median gross rent in Fairfield is $2,194 per month based on 2023 Census data.

What is the average home price in Fairfield?

The median home value in Fairfield is $738,000 according to 2023 Census ACS data.

What is the median income in Fairfield?

The median household income in Fairfield is $168,391 per year (2023 ACS 5-year estimates).

What is the sales tax in Fairfield, CT?

The combined state and local sales tax rate in Fairfield is 6.3%. The Connecticut state income tax top rate is 7.0%.

Is Fairfield, CT affordable?

Fairfield is above average in cost of living, with an index of 212 — about 112% higher than the national average.

What is the weather like in Fairfield?

Fairfield has average high temperatures of 61.1°F and average lows of 45.7°F. Annual precipitation is 44.1". Average annual snowfall is 33.6". Data from NOAA 1991–2020 Climate Normals.

Fairfield at a Glance

Population
62,508
Median Income
$168,391
Home Value
$738,000
Median Rent
$2,194/mo
Unemployment
6.0%
Avg High Temp
61.1°F
Sales Tax
6.3%
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