Cost of Living in Madison, CT

Population 17,577 · Connecticut · Data vintage 2023

167
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Madison a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $535,000. Unemployment has stayed elevated relative to the national figure — 6.4% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Madison sits roughly 15 miles east of New Haven — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 115% higher than New Haven's $249,000.

Cost Overview

Housing 175
Rent 156

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Madison

The median home value in Madison is $534,800 — 75% above the national median of $305,000. Median rent runs $2,046/month, 56% higher than the national median of $1,314/month. The median household income of $168,341/year is 126% higher than the US median of $74,580. The local unemployment rate is 6.4%, above the national average of 4.8%. Connecticut's top state income tax rate is 7.0% and the combined sales tax is 6.3%. The climate averages highs of 60.5°F and lows of 43.6°F. Overall, Madison has a cost of living index of 167 versus the US average of 100, meaning it is 67% more expensive.

🏠 Housing

Median Home Value
$534,800
75% above avg
Median Rent
$2,046/mo
56% above avg
Price-to-Rent Ratio
21.8x
Favors renting
Property Tax Rate
2.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,421
1 BR
$1,529
2 BR
$1,867
3 BR
$2,319
4 BR
$2,618
Owner-occupied 90.6%
Renter-occupied 9.4%

💰 Estimated Monthly Budget

Rent median rent
$2,046
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,660/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.6 min
13% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
27.3%

Commute Mode

Drove alone
63.7%
Carpooled
4.0%
Public transit
2.0%
Walked
1.3%
Bicycle
0.6%
Work from home
27.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 2.1%

💼 Income & Employment

Median Household Income
$168,341
126% above avg
Per Capita Income
$85,234
Unemployment Rate
6.4%
32% above avg
Poverty Rate
1.9%
Labor Force Participation
53.7%

🎓 Education

Bachelor's degree+ 36.0%
Graduate degree 35.7%

👥 Demographics

Median Age 51.4
Male median age 51.2
Female median age 51.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.5°F
Avg Low
43.6°F
Annual Precip
41.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 384047586876828175645344
Low °F 232430394959666557463629
Precip" 2.722.843.664.193.543.473.363.554.033.783.123.53

Frequently Asked Questions

What is the cost of living in Madison, CT?

Madison has a cost index of 167 (100 = national average). It is 67% above the national average.

What is average rent in Madison, CT?

The median gross rent in Madison is $2,046 per month based on 2023 Census data.

What is the average home price in Madison?

The median home value in Madison is $534,800 according to 2023 Census ACS data.

What is the median income in Madison?

The median household income in Madison is $168,341 per year (2023 ACS 5-year estimates).

What is the sales tax in Madison, CT?

The combined state and local sales tax rate in Madison is 6.3%. The Connecticut state income tax top rate is 7.0%.

Is Madison, CT affordable?

Madison is above average in cost of living, with an index of 167 — about 67% higher than the national average.

What is the weather like in Madison?

Madison has average high temperatures of 60.5°F and average lows of 43.6°F. Annual precipitation is 41.8". Data from NOAA 1991–2020 Climate Normals.

Madison at a Glance

Population
17,577
Median Income
$168,341
Home Value
$534,800
Median Rent
$2,046/mo
Unemployment
6.4%
Avg High Temp
60.5°F
Sales Tax
6.3%
View all cities in Connecticut →
🗺️ County data for Connecticut

Explore county-level cost of living data

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