Cost of Living in Sterling, CT

Population 3,601 · Connecticut · Data vintage 2023

102
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Sterling a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $268,000. Unemployment has stayed elevated relative to the national figure — 9.1% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Sterling sits roughly 20 miles west of Providence. Median home values run roughly 17% lower than Providence's $323,000.

Cost Overview

Housing 88
Rent 122

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Sterling

The median home value in Sterling is $268,200 — 12% below the national median of $305,000. Median rent runs $1,606/month, 22% higher than the national median of $1,314/month. The median household income of $89,167/year is 20% higher than the US median of $74,580. The local unemployment rate is 9.1%, above the national average of 4.8%. Connecticut's top state income tax rate is 7.0% and the combined sales tax is 6.3%. The climate averages highs of 58.9°F and lows of 40.1°F. Overall, Sterling has a cost of living index of 102 versus the US average of 100, meaning it is 2% more expensive.

🏠 Housing

Median Home Value
$268,200
12% below avg
Median Rent
$1,606/mo
22% above avg
Price-to-Rent Ratio
13.9x
Favors buying
Property Tax Rate
2.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,135
1 BR
$1,220
2 BR
$1,600
3 BR
$1,958
4 BR
$2,344
Owner-occupied 82.2%
Renter-occupied 17.8%

💰 Estimated Monthly Budget

Rent median rent
$1,606
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,220/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
35.1 min
30% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
9.9%

Commute Mode

Drove alone
84.2%
Carpooled
4.7%
Walked
0.7%
Work from home
9.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 2.1%

💼 Income & Employment

Median Household Income
$89,167
20% above avg
Per Capita Income
$38,299
Unemployment Rate
9.1%
90% above avg
Poverty Rate
17.9%
Labor Force Participation
50.5%

🎓 Education

Bachelor's degree+ 8.5%
Graduate degree 5.5%

👥 Demographics

Median Age 42.2
Male median age 38
Female median age 44.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
58.9°F
Avg Low
40.1°F
Annual Precip
51.3"
20° 35° 50° 65° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 383946566674807972625243
Low °F 202128364656626053423326
Precip" 4.153.875.734.513.503.903.094.104.304.594.395.14

Frequently Asked Questions

What is the cost of living in Sterling, CT?

Sterling has a cost index of 102 (100 = national average). It is 2% above the national average.

What is average rent in Sterling, CT?

The median gross rent in Sterling is $1,606 per month based on 2023 Census data.

What is the average home price in Sterling?

The median home value in Sterling is $268,200 according to 2023 Census ACS data.

What is the median income in Sterling?

The median household income in Sterling is $89,167 per year (2023 ACS 5-year estimates).

What is the sales tax in Sterling, CT?

The combined state and local sales tax rate in Sterling is 6.3%. The Connecticut state income tax top rate is 7.0%.

Is Sterling, CT affordable?

Sterling is near the national average in terms of cost of living, with an index of 102 (100 = US average).

What is the weather like in Sterling?

Sterling has average high temperatures of 58.9°F and average lows of 40.1°F. Annual precipitation is 51.3". Data from NOAA 1991–2020 Climate Normals.

Sterling at a Glance

Population
3,601
Median Income
$89,167
Home Value
$268,200
Median Rent
$1,606/mo
Unemployment
9.1%
Avg High Temp
58.9°F
Sales Tax
6.3%
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🗺️ County data for Connecticut

Explore county-level cost of living data

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