Cost of Living in Terryville, CT

Population 5,112 · Connecticut · Data vintage 2023

78
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Terryville stay well under national norms: a median home value of $221,000 against median household incomes of $73,438 gives the city one of the more comfortable price-to-income ratios in Connecticut.

Located 8 miles north of Waterbury, Terryville falls within that metro's commuting orbit. Median home values run roughly 19% higher than Waterbury's $185,000.

Cost Overview

Housing 72
Rent 86

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Terryville

The median home value in Terryville is $221,000 — 28% below the national median of $305,000. Median rent runs $1,130/month, 14% lower than the national median of $1,314/month. The median household income of $73,438/year is 2% lower than the US median of $74,580. The local unemployment rate is 5.3%, above the national average of 4.8%. Connecticut's top state income tax rate is 7.0% and the combined sales tax is 6.3%. Overall, Terryville has a cost of living index of 78 versus the US average of 100, meaning it is 22% less expensive.

🏠 Housing

Median Home Value
$221,000
28% below avg
Median Rent
$1,130/mo
14% below avg
Price-to-Rent Ratio
16.3x
Favors buying
Property Tax Rate
2.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,133
1 BR
$1,306
2 BR
$1,653
3 BR
$1,992
4 BR
$2,363
Owner-occupied 69.0%
Renter-occupied 31.0%

💰 Estimated Monthly Budget

Rent median rent
$1,130
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,744/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.3 min
20% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.9%

Commute Mode

Drove alone
75.9%
Carpooled
10.8%
Walked
4.1%
Work from home
8.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 7.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 2.1%

💼 Income & Employment

Median Household Income
$73,438
2% below avg
Per Capita Income
$38,305
Unemployment Rate
5.3%
9% above avg
Poverty Rate
10.0%
Labor Force Participation
69.8%

🎓 Education

Bachelor's degree+ 15.2%
Graduate degree 5.2%

👥 Demographics

Median Age 42.3
Male median age 43
Female median age 38.9

Frequently Asked Questions

What is the cost of living in Terryville, CT?

Terryville has a cost index of 78 (100 = national average). It is 22% below the national average.

What is average rent in Terryville, CT?

The median gross rent in Terryville is $1,130 per month based on 2023 Census data.

What is the average home price in Terryville?

The median home value in Terryville is $221,000 according to 2023 Census ACS data.

What is the median income in Terryville?

The median household income in Terryville is $73,438 per year (2023 ACS 5-year estimates).

What is the sales tax in Terryville, CT?

The combined state and local sales tax rate in Terryville is 6.3%. The Connecticut state income tax top rate is 7.0%.

Is Terryville, CT affordable?

Yes, Terryville is generally considered affordable, with a cost of living index of 78 — about 22% below the US national average of 100.

Terryville at a Glance

Population
5,112
Median Income
$73,438
Home Value
$221,000
Median Rent
$1,130/mo
Unemployment
5.3%
Sales Tax
6.3%
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🗺️ County data for Connecticut

Explore county-level cost of living data

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