Cost of Living in Bayshore Gardens, FL

Population 18,324 · Florida · Data vintage 2023

72
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Bayshore Gardens sits on the smaller end of the Florida city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Unemployment has stayed elevated relative to the national figure — 13.2% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Bayshore Gardens sits roughly 25 miles south of St. Petersburg — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 52% lower than St. Petersburg's $332,000.

Cost Overview

Housing 53
Rent 101

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Bayshore Gardens

The median home value in Bayshore Gardens is $160,700 — 47% below the national median of $305,000. Median rent runs $1,324/month, 1% higher than the national median of $1,314/month. The median household income of $50,896/year is 32% lower than the US median of $74,580. The local unemployment rate is 13.2%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 83.3°F and lows of 64.8°F. Overall, Bayshore Gardens has a cost of living index of 72 versus the US average of 100, meaning it is 28% less expensive.

🏠 Housing

Median Home Value
$160,700
47% below avg
Median Rent
$1,324/mo
1% above avg
Price-to-Rent Ratio
10.1x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 68.5%
Renter-occupied 31.4%

💰 Estimated Monthly Budget

Rent median rent
$1,324
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,938/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
27.8 min
3% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.1%

Commute Mode

Drove alone
80.0%
Carpooled
8.8%
Public transit
1.2%
Walked
3.0%
Bicycle
1.1%
Work from home
3.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$50,896
32% below avg
Per Capita Income
$28,786
Unemployment Rate
13.2%
174% above avg
Poverty Rate
15.4%
Labor Force Participation
56.4%

🎓 Education

Bachelor's degree+ 12.8%
Graduate degree 6.0%

👥 Demographics

Median Age 47.7
Male median age 47.2
Female median age 48.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
83.3°F
Avg Low
64.8°F
Annual Precip
49"
50° 63° 75° 88° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 737578838890919290868075
Low °F 525558636874757574686055
Precip" 2.791.922.852.462.587.057.399.116.002.761.812.33

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 35 — Good
93.4%
Good air days/yr
90
Max AQI recorded
0
PM2.5 days
362
Ozone days

Frequently Asked Questions

What is the cost of living in Bayshore Gardens, FL?

Bayshore Gardens has a cost index of 72 (100 = national average). It is 28% below the national average.

What is average rent in Bayshore Gardens, FL?

The median gross rent in Bayshore Gardens is $1,324 per month based on 2023 Census data.

What is the average home price in Bayshore Gardens?

The median home value in Bayshore Gardens is $160,700 according to 2023 Census ACS data.

What is the median income in Bayshore Gardens?

The median household income in Bayshore Gardens is $50,896 per year (2023 ACS 5-year estimates).

What is the sales tax in Bayshore Gardens, FL?

The combined state and local sales tax rate in Bayshore Gardens is 7.0%. Florida has no state income tax.

Is Bayshore Gardens, FL affordable?

Yes, Bayshore Gardens is generally considered affordable, with a cost of living index of 72 — about 28% below the US national average of 100.

What is the weather like in Bayshore Gardens?

Bayshore Gardens has average high temperatures of 83.3°F and average lows of 64.8°F. Annual precipitation is 49". Data from NOAA 1991–2020 Climate Normals.

Bayshore Gardens at a Glance

Population
18,324
Median Income
$50,896
Home Value
$160,700
Median Rent
$1,324/mo
Unemployment
13.2%
Avg High Temp
83.3°F
Sales Tax
7.0%
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