Cost of Living in Coral Terrace, FL

Population 24,051 · Florida · Data vintage 2023

150
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Coral Terrace is a smaller Florida community of around 24000 residents, where median household incomes of $77,396 and housing costs ($497,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Coral Terrace sits roughly 6 miles west of Miami — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Miami's $475,000 median.

Cost Overview

Housing 163
Rent 130

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Coral Terrace

The median home value in Coral Terrace is $496,500 — 63% above the national median of $305,000. Median rent runs $1,707/month, 30% higher than the national median of $1,314/month. The median household income of $77,396/year is 4% higher than the US median of $74,580. The local unemployment rate is 3.0%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Coral Terrace has a cost of living index of 150 versus the US average of 100, meaning it is 50% more expensive.

🏠 Housing

Median Home Value
$496,500
63% above avg
Median Rent
$1,707/mo
30% above avg
Price-to-Rent Ratio
24.2x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 61.5%
Renter-occupied 38.5%

💰 Estimated Monthly Budget

Rent median rent
$1,707
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,321/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.5 min
6% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.6%

Commute Mode

Drove alone
74.9%
Carpooled
6.3%
Public transit
1.1%
Walked
0.3%
Bicycle
0.5%
Work from home
15.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$77,396
4% above avg
Per Capita Income
$35,646
Unemployment Rate
3.0%
37% below avg
Poverty Rate
12.1%
Labor Force Participation
63.4%

🎓 Education

Bachelor's degree+ 21.5%
Graduate degree 8.8%

👥 Demographics

Median Age 45.8
Male median age 45
Female median age 48.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 48 — Good
56.7%
Good air days/yr
170
Max AQI recorded
272
PM2.5 days
76
Ozone days

Frequently Asked Questions

What is the cost of living in Coral Terrace, FL?

Coral Terrace has a cost index of 150 (100 = national average). It is 50% above the national average.

What is average rent in Coral Terrace, FL?

The median gross rent in Coral Terrace is $1,707 per month based on 2023 Census data.

What is the average home price in Coral Terrace?

The median home value in Coral Terrace is $496,500 according to 2023 Census ACS data.

What is the median income in Coral Terrace?

The median household income in Coral Terrace is $77,396 per year (2023 ACS 5-year estimates).

What is the sales tax in Coral Terrace, FL?

The combined state and local sales tax rate in Coral Terrace is 7.0%. Florida has no state income tax.

Is Coral Terrace, FL affordable?

Coral Terrace is above average in cost of living, with an index of 150 — about 50% higher than the national average.

Coral Terrace at a Glance

Population
24,051
Median Income
$77,396
Home Value
$496,500
Median Rent
$1,707/mo
Unemployment
3.0%
Sales Tax
7.0%
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Explore county-level cost of living data

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