Cost of Living in Crystal Lake, FL
Population 5,203 · Florida · Data vintage 2023
(100 = US avg)
Household incomes in Crystal Lake run well below national norms — a median of $47,679 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $175,000). A poverty rate near 25% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.
Crystal Lake is part of the immediate Lakeland metro area — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 24% lower than Lakeland's $229,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Crystal Lake
The median home value in Crystal Lake is $174,900 — 43% below the national median of $305,000. Median rent runs $1,143/month, 13% lower than the national median of $1,314/month. The median household income of $47,679/year is 36% lower than the US median of $74,580. The local unemployment rate is 4.7%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Crystal Lake has a cost of living index of 69 versus the US average of 100, meaning it is 31% less expensive.
Crystal Lake has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Crystal Lake, FL?
Crystal Lake has a cost index of 69 (100 = national average). It is 31% below the national average.
What is average rent in Crystal Lake, FL?
The median gross rent in Crystal Lake is $1,143 per month based on 2023 Census data.
What is the average home price in Crystal Lake?
The median home value in Crystal Lake is $174,900 according to 2023 Census ACS data.
What is the median income in Crystal Lake?
The median household income in Crystal Lake is $47,679 per year (2023 ACS 5-year estimates).
What is the sales tax in Crystal Lake, FL?
The combined state and local sales tax rate in Crystal Lake is 7.0%. Florida has no state income tax.
Is Crystal Lake, FL affordable?
Yes, Crystal Lake is generally considered affordable, with a cost of living index of 69 — about 31% below the US national average of 100.
Crystal Lake at a Glance
- Population
- 5,203
- Median Income
- $47,679
- Home Value
- $174,900
- Median Rent
- $1,143/mo
- Unemployment
- 4.7%
- Sales Tax
- 7.0%
Nearby Cities
Explore county-level cost of living data
Florida Rankings
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