Cost of Living in Elfers, FL
Population 13,877 · Florida · Data vintage 2023
(100 = US avg)
Elfers sits on the smaller end of the Florida city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.
Elfers sits roughly 15 miles north of Clearwater — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 47% lower than Clearwater's $326,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Elfers
The median home value in Elfers is $173,400 — 43% below the national median of $305,000. Median rent runs $1,304/month, 1% lower than the national median of $1,314/month. The median household income of $52,979/year is 29% lower than the US median of $74,580. The local unemployment rate is 3.5%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Elfers has a cost of living index of 74 versus the US average of 100, meaning it is 26% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Elfers, FL?
Elfers has a cost index of 74 (100 = national average). It is 26% below the national average.
What is average rent in Elfers, FL?
The median gross rent in Elfers is $1,304 per month based on 2023 Census data.
What is the average home price in Elfers?
The median home value in Elfers is $173,400 according to 2023 Census ACS data.
What is the median income in Elfers?
The median household income in Elfers is $52,979 per year (2023 ACS 5-year estimates).
What is the sales tax in Elfers, FL?
The combined state and local sales tax rate in Elfers is 7.0%. Florida has no state income tax.
Is Elfers, FL affordable?
Yes, Elfers is generally considered affordable, with a cost of living index of 74 — about 26% below the US national average of 100.
Elfers at a Glance
- Population
- 13,877
- Median Income
- $52,979
- Home Value
- $173,400
- Median Rent
- $1,304/mo
- Unemployment
- 3.5%
- Sales Tax
- 7.0%
Nearby Cities
Explore county-level cost of living data
Florida Rankings
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