Cost of Living in Ferry Pass, FL

Population 30,467 · Florida · Data vintage 2023

88
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Ferry Pass cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $244,000, rents near $1,322 a month.

Ferry Pass is about 55 miles east of Mobile, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 43% higher than Mobile's $170,000.

Cost Overview

Housing 80
Rent 101

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ferry Pass

The median home value in Ferry Pass is $243,600 — 20% below the national median of $305,000. Median rent runs $1,322/month, 1% higher than the national median of $1,314/month. The median household income of $64,368/year is 14% lower than the US median of $74,580. The local unemployment rate is 5.8%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 78.6°F and lows of 60.3°F. Overall, Ferry Pass has a cost of living index of 88 versus the US average of 100, meaning it is 12% less expensive.

🏠 Housing

Median Home Value
$243,600
20% below avg
Median Rent
$1,322/mo
1% above avg
Price-to-Rent Ratio
15.4x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 46.9%
Renter-occupied 53.1%

💰 Estimated Monthly Budget

Rent median rent
$1,322
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,936/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.6 min
13% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.6%

Commute Mode

Drove alone
75.2%
Carpooled
6.1%
Public transit
0.3%
Walked
5.0%
Bicycle
0.8%
Work from home
10.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$64,368
14% below avg
Per Capita Income
$36,775
Unemployment Rate
5.8%
20% above avg
Poverty Rate
13.3%
Labor Force Participation
61.9%

🎓 Education

Bachelor's degree+ 19.8%
Graduate degree 13.6%

👥 Demographics

Median Age 36.4
Male median age 35.1
Female median age 38.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
78.6°F
Avg Low
60.3°F
Annual Precip
68.3"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 636672788590929189817265
Low °F 444753596774757572625146
Precip" 5.034.775.255.523.907.327.897.506.614.704.425.40

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
48.8%
Good air days/yr
108
Max AQI recorded
251
PM2.5 days
114
Ozone days

Frequently Asked Questions

What is the cost of living in Ferry Pass, FL?

Ferry Pass has a cost index of 88 (100 = national average). It is 12% below the national average.

What is average rent in Ferry Pass, FL?

The median gross rent in Ferry Pass is $1,322 per month based on 2023 Census data.

What is the average home price in Ferry Pass?

The median home value in Ferry Pass is $243,600 according to 2023 Census ACS data.

What is the median income in Ferry Pass?

The median household income in Ferry Pass is $64,368 per year (2023 ACS 5-year estimates).

What is the sales tax in Ferry Pass, FL?

The combined state and local sales tax rate in Ferry Pass is 7.0%. Florida has no state income tax.

Is Ferry Pass, FL affordable?

Yes, Ferry Pass is generally considered affordable, with a cost of living index of 88 — about 12% below the US national average of 100.

What is the weather like in Ferry Pass?

Ferry Pass has average high temperatures of 78.6°F and average lows of 60.3°F. Annual precipitation is 68.3". Data from NOAA 1991–2020 Climate Normals.

Ferry Pass at a Glance

Population
30,467
Median Income
$64,368
Home Value
$243,600
Median Rent
$1,322/mo
Unemployment
5.8%
Avg High Temp
78.6°F
Sales Tax
7.0%
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Explore county-level cost of living data

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