Cost of Living in Harlem, FL

Population 3,050 · Florida · Data vintage 2023

41
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Harlem's median household income of $44,960 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (5% here). At 14.1%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 45 miles east of Lehigh Acres, Harlem falls within that metro's commuting orbit. Median home values run roughly 73% lower than Lehigh Acres' $263,000.

Cost Overview

Housing 24
Rent 68

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Harlem

The median home value in Harlem is $72,000 — 76% below the national median of $305,000. Median rent runs $897/month, 32% lower than the national median of $1,314/month. The median household income of $44,960/year is 40% lower than the US median of $74,580. The local unemployment rate is 14.1%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Harlem has a cost of living index of 41 versus the US average of 100, meaning it is 59% less expensive.

🏠 Housing

Median Home Value
$72,000
76% below avg
Median Rent
$897/mo
32% below avg
Price-to-Rent Ratio
6.7x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 40.8%
Renter-occupied 59.2%

💰 Estimated Monthly Budget

Rent median rent
$897
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,511/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.3 min
16% above avg
Gas Price
$3.145/gal
0% below avg
0

Commute Mode

Drove alone
74.3%
Carpooled
17.5%
Walked
8.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$44,960
40% below avg
Per Capita Income
$18,618
Unemployment Rate
14.1%
193% above avg
Poverty Rate
5.2%
Labor Force Participation
67.3%

🎓 Education

0
Graduate degree 1.0%

👥 Demographics

Median Age 33
Male median age 23.4
Female median age 37.7

Frequently Asked Questions

What is the cost of living in Harlem, FL?

Harlem has a cost index of 41 (100 = national average). It is 59% below the national average.

What is average rent in Harlem, FL?

The median gross rent in Harlem is $897 per month based on 2023 Census data.

What is the average home price in Harlem?

The median home value in Harlem is $72,000 according to 2023 Census ACS data.

What is the median income in Harlem?

The median household income in Harlem is $44,960 per year (2023 ACS 5-year estimates).

What is the sales tax in Harlem, FL?

The combined state and local sales tax rate in Harlem is 7.0%. Florida has no state income tax.

Is Harlem, FL affordable?

Yes, Harlem is generally considered affordable, with a cost of living index of 41 — about 59% below the US national average of 100.

Harlem at a Glance

Population
3,050
Median Income
$44,960
Home Value
$72,000
Median Rent
$897/mo
Unemployment
14.1%
Sales Tax
7.0%
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Explore county-level cost of living data

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