Cost of Living in Jacksonville, FL

Population 961,739 · Florida · Data vintage 2023

94
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

As one of the larger cities in Florida, Jacksonville carries the economic weight typical of a major metro — diversified employment, a broader housing market, and household incomes around $66,981 that reflect a mix of high and low earners.

Cost Overview

Housing 87
Rent 105

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Jacksonville

The median home value in Jacksonville is $266,100 — 13% below the national median of $305,000. Median rent runs $1,375/month, 5% higher than the national median of $1,314/month. The median household income of $66,981/year is 10% lower than the US median of $74,580. The local unemployment rate is 4.6%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Jacksonville has a cost of living index of 94 versus the US average of 100, meaning it is 6% less expensive.

🏠 Housing

Median Home Value
$266,100
13% below avg
Zillow Home Value
$282,367
Zillow ZHVI
Median Rent
$1,375/mo
5% above avg
Zillow Rent
$1,575/mo
Zillow ZORI
Price-to-Rent Ratio
16.1x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 57.4%
Renter-occupied 42.6%

💰 Estimated Monthly Budget

Rent median rent
$1,375
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,989/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.1 min
3% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.5%

Commute Mode

Drove alone
72.8%
Carpooled
9.0%
Public transit
1.2%
Walked
1.2%
Bicycle
0.4%
Work from home
13.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$66,981
10% below avg
Per Capita Income
$37,269
Unemployment Rate
4.6%
4% below avg
Poverty Rate
15.0%
Labor Force Participation
65.4%

🎓 Education

Bachelor's degree+ 21.6%
Graduate degree 10.2%

👥 Demographics

Median Age 36.4
Male median age 35.2
Female median age 37.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 52 — Moderate
42.7%
Good air days/yr
124
Max AQI recorded
303
PM2.5 days
62
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

91%
4-Year Graduation Rate
19:1
Student-teacher ratio
203
Public schools
130,279
Total enrollment

Frequently Asked Questions

What is the cost of living in Jacksonville, FL?

Jacksonville has a cost index of 94 (100 = national average). It is 6% below the national average.

What is average rent in Jacksonville, FL?

The median gross rent in Jacksonville is $1,375 per month based on 2023 Census data.

What is the average home price in Jacksonville?

The median home value in Jacksonville is $266,100 according to Zillow and Census data.

What is the median income in Jacksonville?

The median household income in Jacksonville is $66,981 per year (2023 ACS 5-year estimates).

What is the sales tax in Jacksonville, FL?

The combined state and local sales tax rate in Jacksonville is 7.0%. Florida has no state income tax.

Is Jacksonville, FL affordable?

Jacksonville is near the national average in terms of cost of living, with an index of 94 (100 = US average).