Cost of Living in Keystone, FL
Population 26,723 · Florida · Data vintage 2023
(100 = US avg)
Housing in Keystone sits 98% above the national median — $605,000 for the typical home — but median household incomes near $155,365 (108% above the US figure) soften the blow that similar pricing creates in lower-wage metros. The labor market has been unusually tight, with unemployment around 2.9% — below most comparable cities in the state.
Located 14 miles northwest of Tampa, Keystone falls within that metro's commuting orbit. Median home values run roughly 61% higher than Tampa's $375,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Keystone
The median home value in Keystone is $604,800 — 98% above the national median of $305,000. Median rent runs $2,227/month, 69% higher than the national median of $1,314/month. The median household income of $155,365/year is 108% higher than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Keystone has a cost of living index of 187 versus the US average of 100, meaning it is 87% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Keystone, FL?
Keystone has a cost index of 187 (100 = national average). It is 87% above the national average.
What is average rent in Keystone, FL?
The median gross rent in Keystone is $2,227 per month based on 2023 Census data.
What is the average home price in Keystone?
The median home value in Keystone is $604,800 according to 2023 Census ACS data.
What is the median income in Keystone?
The median household income in Keystone is $155,365 per year (2023 ACS 5-year estimates).
What is the sales tax in Keystone, FL?
The combined state and local sales tax rate in Keystone is 7.0%. Florida has no state income tax.
Is Keystone, FL affordable?
Keystone is above average in cost of living, with an index of 187 — about 87% higher than the national average.
Keystone at a Glance
- Population
- 26,723
- Median Income
- $155,365
- Home Value
- $604,800
- Median Rent
- $2,227/mo
- Unemployment
- 2.9%
- Sales Tax
- 7.0%
Nearby Cities
Explore county-level cost of living data
Florida Rankings
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