Cost of Living in Land O' Lakes, FL

Population 41,845 · Florida · Data vintage 2023

127
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Land O' Lakes cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $350,000, rents near $1,923 a month.

Land O' Lakes sits roughly 15 miles north of Tampa — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Tampa's $375,000 median.

Cost Overview

Housing 115
Rent 146

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Land O' Lakes

The median home value in Land O' Lakes is $349,900 — 15% above the national median of $305,000. Median rent runs $1,923/month, 46% higher than the national median of $1,314/month. The median household income of $98,648/year is 32% higher than the US median of $74,580. The local unemployment rate is 5.9%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Land O' Lakes has a cost of living index of 127 versus the US average of 100, meaning it is 27% more expensive.

🏠 Housing

Median Home Value
$349,900
15% above avg
Zillow Home Value
$416,591
Zillow ZHVI
Median Rent
$1,923/mo
46% above avg
Zillow Rent
$2,194/mo
Zillow ZORI
Price-to-Rent Ratio
15.2x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 82.3%
Renter-occupied 17.7%

💰 Estimated Monthly Budget

Rent median rent
$1,923
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,537/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.8 min
25% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.7%

Commute Mode

Drove alone
72.3%
Carpooled
7.5%
Public transit
0.0%
Walked
0.7%
Bicycle
0.1%
Work from home
18.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$98,648
32% above avg
Per Capita Income
$42,095
Unemployment Rate
5.9%
22% above avg
Poverty Rate
7.4%
Labor Force Participation
66.0%

🎓 Education

Bachelor's degree+ 25.6%
Graduate degree 12.8%

👥 Demographics

Median Age 41.3
Male median age 39.6
Female median age 43

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
88.5%
Good air days/yr
97
Max AQI recorded
0
PM2.5 days
365
Ozone days

Frequently Asked Questions

What is the cost of living in Land O' Lakes, FL?

Land O' Lakes has a cost index of 127 (100 = national average). It is 27% above the national average.

What is average rent in Land O' Lakes, FL?

The median gross rent in Land O' Lakes is $1,923 per month based on 2023 Census data.

What is the average home price in Land O' Lakes?

The median home value in Land O' Lakes is $349,900 according to Zillow and Census data.

What is the median income in Land O' Lakes?

The median household income in Land O' Lakes is $98,648 per year (2023 ACS 5-year estimates).

What is the sales tax in Land O' Lakes, FL?

The combined state and local sales tax rate in Land O' Lakes is 7.0%. Florida has no state income tax.

Is Land O' Lakes, FL affordable?

Land O' Lakes is above average in cost of living, with an index of 127 — about 27% higher than the national average.

Land O' Lakes at a Glance

Population
41,845
Median Income
$98,648
Home Value
$349,900
Median Rent
$1,923/mo
Unemployment
5.9%
Sales Tax
7.0%
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