Cost of Living in Lochmoor Waterway Estates, FL
Population 5,791 · Florida · Data vintage 2023
(100 = US avg)
Lochmoor Waterway Estates skews considerably older than the national median, with an average age of 55. Reported household income of $87,606 often reflects pension and investment income rather than wages, which makes the local tax picture — especially property tax treatment — a larger factor than in working-age cities.
Located 6 miles east of Cape Coral, Lochmoor Waterway Estates falls within that metro's commuting orbit. Housing prices track closely with Cape Coral's $339,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Lochmoor Waterway Estates
The median home value in Lochmoor Waterway Estates is $335,600 — 10% above the national median of $305,000. Median rent runs $1,898/month, 44% higher than the national median of $1,314/month. The median household income of $87,606/year is 17% higher than the US median of $74,580. The local unemployment rate is 4.7%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 84.9°F and lows of 65.8°F. Overall, Lochmoor Waterway Estates has a cost of living index of 124 versus the US average of 100, meaning it is 24% more expensive.
Lochmoor Waterway Estates has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 75 | 78 | 81 | 85 | 90 | 91 | 92 | 92 | 90 | 87 | 81 | 77 |
| Low °F | 54 | 57 | 60 | 64 | 69 | 74 | 75 | 75 | 74 | 69 | 62 | 57 |
| Precip" | 2.43 | 1.78 | 2.07 | 2.44 | 3.46 | 9.66 | 9.38 | 10.43 | 9.00 | 3.08 | 1.78 | 1.90 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Lochmoor Waterway Estates, FL?
Lochmoor Waterway Estates has a cost index of 124 (100 = national average). It is 24% above the national average.
What is average rent in Lochmoor Waterway Estates, FL?
The median gross rent in Lochmoor Waterway Estates is $1,898 per month based on 2023 Census data.
What is the average home price in Lochmoor Waterway Estates?
The median home value in Lochmoor Waterway Estates is $335,600 according to 2023 Census ACS data.
What is the median income in Lochmoor Waterway Estates?
The median household income in Lochmoor Waterway Estates is $87,606 per year (2023 ACS 5-year estimates).
What is the sales tax in Lochmoor Waterway Estates, FL?
The combined state and local sales tax rate in Lochmoor Waterway Estates is 7.0%. Florida has no state income tax.
Is Lochmoor Waterway Estates, FL affordable?
Lochmoor Waterway Estates is above average in cost of living, with an index of 124 — about 24% higher than the national average.
What is the weather like in Lochmoor Waterway Estates?
Lochmoor Waterway Estates has average high temperatures of 84.9°F and average lows of 65.8°F. Annual precipitation is 57.4". Data from NOAA 1991–2020 Climate Normals.
Lochmoor Waterway Estates at a Glance
- Population
- 5,791
- Median Income
- $87,606
- Home Value
- $335,600
- Median Rent
- $1,898/mo
- Unemployment
- 4.7%
- Avg High Temp
- 84.9°F
- Sales Tax
- 7.0%
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