Cost of Living in Lynn Haven, FL

Population 19,451 · Florida · Data vintage 2023

104
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Lynn Haven is a smaller Florida community of around 19000 residents, where median household incomes of $83,093 and housing costs ($287,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. An unemployment rate of 2.8% points to a labor market well on the tight side of the national distribution.

Located 85 miles west of Tallahassee, Lynn Haven is far enough out that local conditions diverge meaningfully from the big-metro baseline. Housing prices track closely with Tallahassee's $276,000 median.

Cost Overview

Housing 94
Rent 120

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lynn Haven

The median home value in Lynn Haven is $286,700 — 6% below the national median of $305,000. Median rent runs $1,577/month, 20% higher than the national median of $1,314/month. The median household income of $83,093/year is 11% higher than the US median of $74,580. The local unemployment rate is 2.8%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 78.6°F and lows of 60.9°F. Overall, Lynn Haven has a cost of living index of 104 versus the US average of 100, meaning it is 4% more expensive.

🏠 Housing

Median Home Value
$286,700
6% below avg
Zillow Home Value
$320,511
Zillow ZHVI
Median Rent
$1,577/mo
20% above avg
Zillow Rent
$1,800/mo
Zillow ZORI
Price-to-Rent Ratio
15.2x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 65.3%
Renter-occupied 34.7%

💰 Estimated Monthly Budget

Rent median rent
$1,577
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,191/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.7 min
5% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.8%

Commute Mode

Drove alone
77.0%
Carpooled
12.9%
Public transit
0.8%
Walked
0.5%
Bicycle
0.2%
Work from home
7.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$83,093
11% above avg
Per Capita Income
$36,793
Unemployment Rate
2.8%
41% below avg
Poverty Rate
7.4%
Labor Force Participation
70.4%

🎓 Education

Bachelor's degree+ 22.2%
Graduate degree 11.1%

👥 Demographics

Median Age 34.5
Male median age 32.1
Female median age 36.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
78.6°F
Avg Low
60.9°F
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 636772778589919089827266
Low °F 454853606774767571625247

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
48.2%
Good air days/yr
95
Max AQI recorded
292
PM2.5 days
73
Ozone days

Frequently Asked Questions

What is the cost of living in Lynn Haven, FL?

Lynn Haven has a cost index of 104 (100 = national average). It is 4% above the national average.

What is average rent in Lynn Haven, FL?

The median gross rent in Lynn Haven is $1,577 per month based on 2023 Census data.

What is the average home price in Lynn Haven?

The median home value in Lynn Haven is $286,700 according to Zillow and Census data.

What is the median income in Lynn Haven?

The median household income in Lynn Haven is $83,093 per year (2023 ACS 5-year estimates).

What is the sales tax in Lynn Haven, FL?

The combined state and local sales tax rate in Lynn Haven is 7.0%. Florida has no state income tax.

Is Lynn Haven, FL affordable?

Lynn Haven is near the national average in terms of cost of living, with an index of 104 (100 = US average).

What is the weather like in Lynn Haven?

Lynn Haven has average high temperatures of 78.6°F and average lows of 60.9°F. Data from NOAA 1991–2020 Climate Normals.

Lynn Haven at a Glance

Population
19,451
Median Income
$83,093
Home Value
$286,700
Median Rent
$1,577/mo
Unemployment
2.8%
Avg High Temp
78.6°F
Sales Tax
7.0%
View all cities in Florida →
🗺️ County data for Florida

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs