Cost of Living in Middleburg, FL
Population 11,911 · Florida · Data vintage 2023
(100 = US avg)
Under 25,000 residents gives Middleburg a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $242,000.
Middleburg sits roughly 25 miles southwest of Jacksonville — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 9% lower than Jacksonville's $266,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Middleburg
The median home value in Middleburg is $241,700 — 21% below the national median of $305,000. Median rent runs $1,094/month, 17% lower than the national median of $1,314/month. The median household income of $70,877/year is 5% lower than the US median of $74,580. The local unemployment rate is 3.8%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Middleburg has a cost of living index of 81 versus the US average of 100, meaning it is 19% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
Frequently Asked Questions
What is the cost of living in Middleburg, FL?
Middleburg has a cost index of 81 (100 = national average). It is 19% below the national average.
What is average rent in Middleburg, FL?
The median gross rent in Middleburg is $1,094 per month based on 2023 Census data.
What is the average home price in Middleburg?
The median home value in Middleburg is $241,700 according to Zillow and Census data.
What is the median income in Middleburg?
The median household income in Middleburg is $70,877 per year (2023 ACS 5-year estimates).
What is the sales tax in Middleburg, FL?
The combined state and local sales tax rate in Middleburg is 7.0%. Florida has no state income tax.
Is Middleburg, FL affordable?
Yes, Middleburg is generally considered affordable, with a cost of living index of 81 — about 19% below the US national average of 100.
Middleburg at a Glance
- Population
- 11,911
- Median Income
- $70,877
- Home Value
- $241,700
- Median Rent
- $1,094/mo
- Unemployment
- 3.8%
- Sales Tax
- 7.0%
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Florida Rankings
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