Cost of Living in Opa-locka, FL
Population 16,097 · Florida · Data vintage 2023
(100 = US avg)
At $31,680, median household incomes in Opa-locka land roughly 58% below the US median, a gap that tends to persist across local labor-market indicators. A poverty rate near 30% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.
Geographically, Opa-locka is part of the immediate Miami Gardens metro area. Median home values run roughly 17% lower than Miami Gardens' $337,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Opa-locka
The median home value in Opa-locka is $281,000 — 8% below the national median of $305,000. Median rent runs $1,225/month, 7% lower than the national median of $1,314/month. The median household income of $31,680/year is 58% lower than the US median of $74,580. The local unemployment rate is 4.6%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 84.6°F and lows of 69.2°F. Overall, Opa-locka has a cost of living index of 93 versus the US average of 100, meaning it is 7% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 77 | 79 | 81 | 84 | 87 | 90 | 91 | 91 | 90 | 86 | 82 | 79 |
| Low °F | 59 | 61 | 64 | 68 | 72 | 76 | 76 | 77 | 76 | 73 | 67 | 62 |
| Precip" | 1.81 | 2.66 | 2.51 | 2.94 | 6.05 | 8.92 | 8.13 | 8.08 | 8.71 | 7.78 | 2.89 | 2.17 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Opa-locka, FL?
Opa-locka has a cost index of 93 (100 = national average). It is 7% below the national average.
What is average rent in Opa-locka, FL?
The median gross rent in Opa-locka is $1,225 per month based on 2023 Census data.
What is the average home price in Opa-locka?
The median home value in Opa-locka is $281,000 according to Zillow and Census data.
What is the median income in Opa-locka?
The median household income in Opa-locka is $31,680 per year (2023 ACS 5-year estimates).
What is the sales tax in Opa-locka, FL?
The combined state and local sales tax rate in Opa-locka is 7.0%. Florida has no state income tax.
Is Opa-locka, FL affordable?
Opa-locka is near the national average in terms of cost of living, with an index of 93 (100 = US average).
What is the weather like in Opa-locka?
Opa-locka has average high temperatures of 84.6°F and average lows of 69.2°F. Annual precipitation is 62.6". Data from NOAA 1991–2020 Climate Normals.
Opa-locka at a Glance
- Population
- 16,097
- Median Income
- $31,680
- Home Value
- $281,000
- Median Rent
- $1,225/mo
- Unemployment
- 4.6%
- Avg High Temp
- 84.6°F
- Sales Tax
- 7.0%
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Florida Rankings
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