Cost of Living in Palm Springs, FL

Population 26,871 · Florida · Data vintage 2023

95
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Palm Springs's cost indicators track within a reasonable band of national figures, with median household incomes near $59,602 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. At 6.3%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 8 miles south of West Palm Beach, Palm Springs falls within that metro's commuting orbit. Median home values run roughly 37% lower than West Palm Beach's $370,000.

Cost Overview

Housing 77
Rent 122

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Palm Springs

The median home value in Palm Springs is $234,500 — 23% below the national median of $305,000. Median rent runs $1,597/month, 22% higher than the national median of $1,314/month. The median household income of $59,602/year is 20% lower than the US median of $74,580. The local unemployment rate is 6.3%, above the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Palm Springs has a cost of living index of 95 versus the US average of 100, meaning it is 5% less expensive.

🏠 Housing

Median Home Value
$234,500
23% below avg
Zillow Home Value
$266,999
Zillow ZHVI
Median Rent
$1,597/mo
22% above avg
Zillow Rent
$2,172/mo
Zillow ZORI
Price-to-Rent Ratio
12.2x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 47.4%
Renter-occupied 52.6%

💰 Estimated Monthly Budget

Rent median rent
$1,597
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,211/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.2 min
8% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.6%

Commute Mode

Drove alone
74.3%
Carpooled
15.3%
Public transit
3.5%
Walked
0.1%
Bicycle
0.0%
Work from home
5.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$59,602
20% below avg
Per Capita Income
$27,752
Unemployment Rate
6.3%
30% above avg
Poverty Rate
12.4%
Labor Force Participation
70.9%

🎓 Education

Bachelor's degree+ 10.3%
Graduate degree 5.6%

👥 Demographics

Median Age 37.8
Male median age 37.7
Female median age 37.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 43 — Good
71.2%
Good air days/yr
122
Max AQI recorded
242
PM2.5 days
123
Ozone days

Frequently Asked Questions

What is the cost of living in Palm Springs, FL?

Palm Springs has a cost index of 95 (100 = national average). It is 5% below the national average.

What is average rent in Palm Springs, FL?

The median gross rent in Palm Springs is $1,597 per month based on 2023 Census data.

What is the average home price in Palm Springs?

The median home value in Palm Springs is $234,500 according to Zillow and Census data.

What is the median income in Palm Springs?

The median household income in Palm Springs is $59,602 per year (2023 ACS 5-year estimates).

What is the sales tax in Palm Springs, FL?

The combined state and local sales tax rate in Palm Springs is 7.0%. Florida has no state income tax.

Is Palm Springs, FL affordable?

Palm Springs is near the national average in terms of cost of living, with an index of 95 (100 = US average).

Palm Springs at a Glance

Population
26,871
Median Income
$59,602
Home Value
$234,500
Median Rent
$1,597/mo
Unemployment
6.3%
Sales Tax
7.0%
View all cities in Florida →
🗺️ County data for Florida

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs