Cost of Living in Seffner, FL

Population 8,498 · Florida · Data vintage 2023

105
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Seffner a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $307,000. The labor market has been unusually tight, with unemployment around 1.3% — below most comparable cities in the state.

Geographically, Seffner sits roughly 5 miles north of Brandon. Housing prices track closely with Brandon's $294,000 median.

Cost Overview

Housing 101
Rent 112

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Seffner

The median home value in Seffner is $306,600 — 1% above the national median of $305,000. Median rent runs $1,473/month, 12% higher than the national median of $1,314/month. The median household income of $88,167/year is 18% higher than the US median of $74,580. The local unemployment rate is 1.3%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Seffner has a cost of living index of 105 versus the US average of 100, meaning it is 5% more expensive.

🏠 Housing

Median Home Value
$306,600
1% above avg
Zillow Home Value
$351,112
Zillow ZHVI
Median Rent
$1,473/mo
12% above avg
Zillow Rent
$2,110/mo
Zillow ZORI
Price-to-Rent Ratio
17.3x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 89.8%
Renter-occupied 10.2%

💰 Estimated Monthly Budget

Rent median rent
$1,473
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,087/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.9 min
11% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.2%

Commute Mode

Drove alone
68.6%
Carpooled
11.0%
Walked
1.3%
Bicycle
0.1%
Work from home
18.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$88,167
18% above avg
Per Capita Income
$41,518
Unemployment Rate
1.3%
73% below avg
Poverty Rate
9.5%
Labor Force Participation
63.5%

🎓 Education

Bachelor's degree+ 19.4%
Graduate degree 11.6%

👥 Demographics

Median Age 38.7
Male median age 37.8
Female median age 38.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 51 — Moderate
42.7%
Good air days/yr
114
Max AQI recorded
261
PM2.5 days
102
Ozone days

Frequently Asked Questions

What is the cost of living in Seffner, FL?

Seffner has a cost index of 105 (100 = national average). It is 5% above the national average.

What is average rent in Seffner, FL?

The median gross rent in Seffner is $1,473 per month based on 2023 Census data.

What is the average home price in Seffner?

The median home value in Seffner is $306,600 according to Zillow and Census data.

What is the median income in Seffner?

The median household income in Seffner is $88,167 per year (2023 ACS 5-year estimates).

What is the sales tax in Seffner, FL?

The combined state and local sales tax rate in Seffner is 7.0%. Florida has no state income tax.

Is Seffner, FL affordable?

Seffner is near the national average in terms of cost of living, with an index of 105 (100 = US average).

Seffner at a Glance

Population
8,498
Median Income
$88,167
Home Value
$306,600
Median Rent
$1,473/mo
Unemployment
1.3%
Sales Tax
7.0%
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Explore county-level cost of living data

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