Cost of Living in Valparaiso, FL
Population 4,910 · Florida · Data vintage 2023
(100 = US avg)
Valparaiso is a smaller Florida community of around 5000 residents, where median household incomes of $81,938 and housing costs ($349,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.
Valparaiso lies roughly 95 miles east of the nearest major metro, Mobile — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 105% higher than Mobile's $170,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Valparaiso
The median home value in Valparaiso is $348,600 — 14% above the national median of $305,000. Median rent runs $1,254/month, 5% lower than the national median of $1,314/month. The median household income of $81,938/year is 10% higher than the US median of $74,580. The local unemployment rate is 3.5%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Valparaiso has a cost of living index of 107 versus the US average of 100, meaning it is 7% more expensive.
Valparaiso has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Valparaiso, FL?
Valparaiso has a cost index of 107 (100 = national average). It is 7% above the national average.
What is average rent in Valparaiso, FL?
The median gross rent in Valparaiso is $1,254 per month based on 2023 Census data.
What is the average home price in Valparaiso?
The median home value in Valparaiso is $348,600 according to Zillow and Census data.
What is the median income in Valparaiso?
The median household income in Valparaiso is $81,938 per year (2023 ACS 5-year estimates).
What is the sales tax in Valparaiso, FL?
The combined state and local sales tax rate in Valparaiso is 7.0%. Florida has no state income tax.
Is Valparaiso, FL affordable?
Valparaiso is near the national average in terms of cost of living, with an index of 107 (100 = US average).
Valparaiso at a Glance
- Population
- 4,910
- Median Income
- $81,938
- Home Value
- $348,600
- Median Rent
- $1,254/mo
- Unemployment
- 3.5%
- Sales Tax
- 7.0%
Nearby Cities
Explore county-level cost of living data
Florida Rankings
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