Cost of Living in Willow Oak, FL
Population 7,299 · Florida · Data vintage 2023
(100 = US avg)
Willow Oak sits on the smaller end of the Florida city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Around 27% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.
Located 10 miles southwest of Lakeland, Willow Oak falls within that metro's commuting orbit. Housing prices track closely with Lakeland's $229,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Willow Oak
The median home value in Willow Oak is $241,600 — 21% below the national median of $305,000. Median rent runs $986/month, 25% lower than the national median of $1,314/month. The median household income of $59,346/year is 20% lower than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Willow Oak has a cost of living index of 78 versus the US average of 100, meaning it is 22% less expensive.
Willow Oak has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Willow Oak, FL?
Willow Oak has a cost index of 78 (100 = national average). It is 22% below the national average.
What is average rent in Willow Oak, FL?
The median gross rent in Willow Oak is $986 per month based on 2023 Census data.
What is the average home price in Willow Oak?
The median home value in Willow Oak is $241,600 according to 2023 Census ACS data.
What is the median income in Willow Oak?
The median household income in Willow Oak is $59,346 per year (2023 ACS 5-year estimates).
What is the sales tax in Willow Oak, FL?
The combined state and local sales tax rate in Willow Oak is 7.0%. Florida has no state income tax.
Is Willow Oak, FL affordable?
Yes, Willow Oak is generally considered affordable, with a cost of living index of 78 — about 22% below the US national average of 100.
Willow Oak at a Glance
- Population
- 7,299
- Median Income
- $59,346
- Home Value
- $241,600
- Median Rent
- $986/mo
- Unemployment
- 3.6%
- Sales Tax
- 7.0%
Nearby Cities
Explore county-level cost of living data
Florida Rankings
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