Cost of Living in Winter Springs, FL

Population 38,448 · Florida · Data vintage 2023

122
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Winter Springs lands reasonably close to national benchmarks on most cost indicators, with a median home value of $342,000 — 12% above the US figure. That makes it a useful reference point for comparing with more extreme markets in Florida.

Winter Springs sits roughly 20 miles north of Orlando — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Orlando's $359,000 median.

Cost Overview

Housing 112
Rent 135

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Winter Springs

The median home value in Winter Springs is $342,400 — 12% above the national median of $305,000. Median rent runs $1,779/month, 35% higher than the national median of $1,314/month. The median household income of $86,332/year is 16% higher than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 83.1°F and lows of 63.2°F. Overall, Winter Springs has a cost of living index of 122 versus the US average of 100, meaning it is 22% more expensive.

🏠 Housing

Median Home Value
$342,400
12% above avg
Zillow Home Value
$419,487
Zillow ZHVI
Median Rent
$1,779/mo
35% above avg
Zillow Rent
$1,986/mo
Zillow ZORI
Price-to-Rent Ratio
16.0x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,085
1 BR
$1,181
2 BR
$1,427
3 BR
$1,797
4 BR
$2,099
Owner-occupied 73.6%
Renter-occupied 26.4%

💰 Estimated Monthly Budget

Rent median rent
$1,779
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,393/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.3 min
20% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
19.3%

Commute Mode

Drove alone
70.6%
Carpooled
5.8%
Public transit
0.8%
Walked
0.6%
Bicycle
0.2%
Work from home
19.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 7.0%
State rate 6.0%
Avg local rate 1.1%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$86,332
16% above avg
Per Capita Income
$45,625
Unemployment Rate
3.6%
24% below avg
Poverty Rate
7.3%
Labor Force Participation
66.0%

🎓 Education

Bachelor's degree+ 31.1%
Graduate degree 17.3%

👥 Demographics

Median Age 42
Male median age 39.3
Female median age 44.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
83.1°F
Avg Low
63.2°F
Annual Precip
49.6"
40° 55° 70° 85° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 717478838991939390857873
Low °F 505256616773747573675853
Precip" 2.362.252.852.353.318.197.296.776.243.901.882.24

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 40 — Good
82.1%
Good air days/yr
106
Max AQI recorded
150
PM2.5 days
213
Ozone days

Frequently Asked Questions

What is the cost of living in Winter Springs, FL?

Winter Springs has a cost index of 122 (100 = national average). It is 22% above the national average.

What is average rent in Winter Springs, FL?

The median gross rent in Winter Springs is $1,779 per month based on 2023 Census data.

What is the average home price in Winter Springs?

The median home value in Winter Springs is $342,400 according to Zillow and Census data.

What is the median income in Winter Springs?

The median household income in Winter Springs is $86,332 per year (2023 ACS 5-year estimates).

What is the sales tax in Winter Springs, FL?

The combined state and local sales tax rate in Winter Springs is 7.0%. Florida has no state income tax.

Is Winter Springs, FL affordable?

Winter Springs is above average in cost of living, with an index of 122 — about 22% higher than the national average.

What is the weather like in Winter Springs?

Winter Springs has average high temperatures of 83.1°F and average lows of 63.2°F. Annual precipitation is 49.6". Data from NOAA 1991–2020 Climate Normals.

Winter Springs at a Glance

Population
38,448
Median Income
$86,332
Home Value
$342,400
Median Rent
$1,779/mo
Unemployment
3.6%
Avg High Temp
83.1°F
Sales Tax
7.0%
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Explore county-level cost of living data

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