Cost of Living in Cumming, GA

Population 7,869 · Georgia · Data vintage 2023

119
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Cumming is a smaller Georgia community of around 8000 residents, where median household incomes of $79,073 and housing costs ($367,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Cumming sits roughly 25 miles northeast of Sandy Springs — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 37% lower than Sandy Springs' $584,000.

Cost Overview

Housing 120
Rent 116

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Cumming

The median home value in Cumming is $366,800 — 20% above the national median of $305,000. Median rent runs $1,525/month, 16% higher than the national median of $1,314/month. The median household income of $79,073/year is 6% higher than the US median of $74,580. The local unemployment rate is 3.9%, below the national average of 4.8%. Georgia's top state income tax rate is 5.5% and the combined sales tax is 7.3%. Overall, Cumming has a cost of living index of 119 versus the US average of 100, meaning it is 19% more expensive.

🏠 Housing

Median Home Value
$366,800
20% above avg
Zillow Home Value
$594,143
Zillow ZHVI
Median Rent
$1,525/mo
16% above avg
Zillow Rent
$2,173/mo
Zillow ZORI
Price-to-Rent Ratio
20.0x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$773
1 BR
$817
2 BR
$984
3 BR
$1,289
4 BR
$1,520
Owner-occupied 48.3%
Renter-occupied 51.7%

💰 Estimated Monthly Budget

Rent median rent
$1,525
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,139/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.5 min
24% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
14.0%

Commute Mode

Drove alone
70.3%
Carpooled
14.5%
Public transit
0.4%
Work from home
14.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.5%
Total Sales Tax 7.3%
State rate 4.0%
Avg local rate 3.4%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$79,073
6% above avg
Per Capita Income
$39,294
Unemployment Rate
3.9%
18% below avg
Poverty Rate
16.3%
Labor Force Participation
59.9%

🎓 Education

Bachelor's degree+ 22.2%
Graduate degree 13.9%

👥 Demographics

Median Age 37.8
Male median age 29.6
Female median age 43.7

🏫 Schools

NCES CCD 2019 — public school district data

96%
4-Year Graduation Rate
16.4:1
Student-teacher ratio
38
Public schools
50,544
Total enrollment

Frequently Asked Questions

What is the cost of living in Cumming, GA?

Cumming has a cost index of 119 (100 = national average). It is 19% above the national average.

What is average rent in Cumming, GA?

The median gross rent in Cumming is $1,525 per month based on 2023 Census data.

What is the average home price in Cumming?

The median home value in Cumming is $366,800 according to Zillow and Census data.

What is the median income in Cumming?

The median household income in Cumming is $79,073 per year (2023 ACS 5-year estimates).

What is the sales tax in Cumming, GA?

The combined state and local sales tax rate in Cumming is 7.3%. The Georgia state income tax top rate is 5.5%.

Is Cumming, GA affordable?

Cumming is above average in cost of living, with an index of 119 — about 19% higher than the national average.

Cumming at a Glance

Population
7,869
Median Income
$79,073
Home Value
$366,800
Median Rent
$1,525/mo
Unemployment
3.9%
Sales Tax
7.3%
View all cities in Georgia →
🗺️ County data for Georgia

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs